FINOM NEW CUSTOMER BUNDLE PROMOTION TERMS
FINOM NEW CUSTOMER BUNDLE PROMOTION TERMS
Finom Payments: Finom Payments B.V., Jachthavenweg 109 H, 1081 KM Amsterdam, The Netherlands.
PNL Fintech: PNL FIntech B.V., Jachthavenweg 109 H, 1081 KM Amsterdam, The Netherlands, (together with Finom Payments, “Finom”).
Aksys: Aksys Global Markets Europe Ltd, 9, Aiolou & Panagioti Diomidous, Katholiki, 3020, Limassol, Cyprus, Reg. No. HE437574.
1. Scope and Agreement
These terms and conditions (the “Promotion Terms”) set out the rules for the Finom New Customer Bundle Promotion. To participate, you must comply with these Promotion Terms alongside the Finom Payments Services Agreement (“FPSA”), Aksys Global Markets Europe Ltd Client Agreement (“Aksys Client Agreement”) and the Terms & Conditions: FINOM PAYMENTS - PNL FINTECH (“Finom Terms & Conditions”), together referred to as General Terms and Conditions, incorporated herein by reference.
2. Promotion Period and Eligible Tiers
The Promotion runs from 21 September 2026 to 31 October 2026 inclusive (the “Promotion Period”). The Promotion is open exclusively to Eligible Customers successfully completing onboarding for a Finom Business Account within the Solo, Basic, Smart, Pro, Core, Pro, Grow or Custom tiers (each an “Eligible Tier”).
3. Eligible Customers
Clients of Finom acting in a professional or business capacity in Germany (DE), France (FR), Italy (IT), or the Netherlands (NL), with an active Finom Business Account and who:
(i) are in possession of an active Valid Subscription, defined as an active, paid subscription model within an Eligible Tier that is neither blocked, suspended, nor terminated under the General Terms and Conditions;
(ii) has completed valid card transactions using physical or virtual Finom Debit Card totaling at least €1,000 (One Thousand Euros) in the first 30 (Thirty) days from the date of account activation AND;
(iii) at least €1,000 (One Thousand Euros) in the period of the second month (days 31 to 60) from the date of account activation. This represents a minimum total card spend of €2,000 over the first 60 days from the date of account activation
(iv) have met all compliance, security, and verification requirements;
(v) started the onboarding process at Finom on or after 21st September, 2026, and completed account activation on or before October 31, 2026.
*Transactions outside of eligible Merchant Category Codes (MCCs) or originating from fraudulent activities will not count toward the card spend thresholds. Card transactions made at merchants classified under ineligible MCCs are explicitly excluded. The full legal registry of currently excluded merchant categories are published here: https://storage.googleapis.com/fnm-pub/legal-documents/documents/merchant_category_codes/mcc-extra-fee-EN.html
*Eligibility shall expire immediately upon termination of the Subscription or Finom Business Account, or in accordance with the provisions of the FPSA or the Finom Terms and Conditions.
4. The €350 Cash Bonus Reward
During the Promotion Period, Eligible Customers that are on Solo, Basic, Smart, or Core plans qualify for a one-off cash bonus of €350 paid directly to their Finom Business Account.
The €350 cash bonus will be credited directly to the Eligible Customer's Finom Business Account or designated reward balance between 21 December 2026 and 31 December 2026, following verification that they comply with the requirements to be considered an Eligible Customer.
4. The €650 Cash Bonus Reward
During the Promotion Period, Eligible Customers that are on Pro, Grow, or Custom plans qualify for a one-off cash bonus of €650 paid directly to their Finom Business Account.
The €650 cash bonus will be credited directly to the Eligible Customer's Finom Business Account or designated reward balance between 21 December 2026 and 31 December 2026, following verification that they comply with the requirements to be considered an Eligible Customer.
5. Promotional 5% Interest Rate for Interest Account
During the Promotion Period, customers on all plans (Solo, Basic, Smart, Core, Pro, Grow, Custom) who activate their interest account will receive a promotional fixed interest rate of 5.0% p.a. on uninvested EUR balances held within the Interest Wallet section of their Aksys Investment Account for a fixed duration of five (5) months from account activation. Depending on the pricing plan, after the 5-month period, a standard variable interest rate of up to 1.75% p.a. will apply to the balance.
* The application of this promotional interest rate does not require the completion of requirement (ii) and (iii) of Section 3, Eligible Customers.
The application of this promotional interest rate, including all plan-specific balance ceilings, standard interest rate reversions, and individual conditions of participation, is explicitly governed by the Aksys Client Agreement and the policy document "Increased promotional interest for the interest account". In the event of any conflict or discrepancy between those documents and these Promotion Terms, the provisions of these Promotion Terms shall strictly prevail solely in relation to the parameters of this Promotion.
6. Unlimited Free SEPA Transfers
Eligible Customers on all plans (Solo, Basic, Smart, Core, Pro, Grow, Custom) will receive unlimited free Single Euro Payments Area (SEPA) outbound and inbound credit transfers for a period of six (6) months from Finom Business Account activation. Upon the expiration of this six-month period, SEPA transfers will be charged in accordance with the standard pricing schedule of the Eligible Customer’s chosen plan tier.
7. Misuse and Promotion Abuse
In accordance with Annex II of the FPSA and Clause 12 of the Aksys Client Agreement , Finom and Aksys reserve the right, at their sole discretion, to deny, suspend, or reverse the cash bonus described in Section 4, promotional interest, or free SEPA transfers if there are reasonable grounds to suspect fraud, manipulation, or an occurrence of Prohibited Activity.
8. General Terms and Conditions (GTC)
The General Terms and Conditions (GTC) published on the Finom Payments, PNL Fintech and Aksys website in the current version as well as the Business Client Agreement for Interest Accounts govern the legal relationship between Eligible Customers and Finom or between Eligible Customers and Aksys.
In the event of any discrepancy, these Promotion Terms and Conditions shall prevail solely in relation to this promotion.
