More than just a business account

Fast. Reliable. Effortless.
Effect your payments and control expenses
French IBAN in 24 hours
International payments
Personal assistance in minutes
Up to 3% cashback
Hassle-free IBAN
No messy paperwork — experience unparalleled conditions available in the market
Join 100K+ users across Europe doing business the easy way








From solopreneurs to scaleups – whatever your size, Finom fits
Pay anywhere
with ApplePay or GooglePay

Exceptional up to
cashback

Transfers & Direct Debits

Up to € 5 000
monthly ATM withdrawal limit

International payments to 150+ countries
Customers love Finom

Fully online account opening
via smartphone or desktop
Sign up in a few minutes
Let us verify your data
Get your account ready to use
Receive payments faster
Get paid 20%+ faster with the built-in invoicing solution

Enjoy full visibility in customizable dashboard

Transactions tracking
with real-time notifications
Issue, top-up or limit cards for employees in clicks

Automated VAT extraction

Take a picture and attach bills with a tap

Running an international business?
Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees
Currencies exchange at great rates

Manage money in different currencies with no restrictions or fees

Low fees for all global payments in
countries
Fast and secure transfers & Direct Debits
Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
For freelancers who need simple, essential features
You save € 48
For individual entrepreneurs or small teams taking their first steps. Simple, essential tools to start and stay in control
You save € 96
For small to medium-sized businesses with straightforward needs. Flexible tools and higher limits for daily operations.
Business account
Business account
Business account
Users included
1
Users included
2
Users included
Cashback
0%
Cashback
1%
Cashback
3%
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 1 business day
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€2.500
Free outgoing SEPA transfers
€25.000
Free outgoing SEPA transfers
€50.000
Free VISA physical cards per user
0
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA virtual cards per user
1
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Outgoing international transfers
1%
Outgoing international transfers
0.50%
Outgoing international transfers
0.40%
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
You save € 48
For individual entrepreneurs or small teams taking their first steps. Simple, essential tools to start and stay in control
You save € 96
For small to medium-sized businesses with straightforward needs. Flexible tools and higher limits for daily operations.
You save € 360
For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits
Business account
Business account
Business account
Users included
2
Users included
Users included
Cashback
1%
Cashback
3%
Cashback
unlimited cashback up to 0,5%
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Account Management Team
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€25.000
Free outgoing SEPA transfers
€50.000
Free outgoing SEPA transfers
€100.000
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Free VISA virtual cards per user
Outgoing international transfers
0.50%
Outgoing international transfers
0.40%
Outgoing international transfers
0.20%
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
You save € 360
For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits
You save € 1,080
For small to medium-sized businesses scaling at speed. Our most comprehensive package with concierge-level support and full customization
Business account
Business account
Users included
Users included
Cashback
unlimited cashback up to 0,5%
Cashback
unlimited cashback up to 1%
AI Assistant
AI Assistant
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Management Team
Account Manager
Dedicated Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€100.000
Free outgoing SEPA transfers
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international transfers
0.20%
Outgoing international transfers
0.10%
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Security is our top priority

GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Customer support, providing real-time care
Help is just a click away

Interactive Help Center available 24 hours

Fast response time

Contact us on e-mail: [email protected]