One corporate account to manage all international payments

150+ countries, 20+ currencies, low FX rates. Enjoy free incoming transactions and no limits on amounts, transactions and team members.

Pay less than in your local bank

Free international account for infinite transfers worldwide without wasteful conversion fees. No exchange or sending limits

  • Low exchange rate

  • Account opened online in 5 business days max

  • Keep money in any currency with no restrictions or fees

  • Get no-cost incoming transactions from 150+ countries

Up to 75% transfers within the same day

We save your time and maximize efficiency at every turn

  • Open account in days, not months. The whole process is 3 times faster with a personal manager
  • Instantly exchange 20+ currencies from your phone or desktop
  • Single IBAN for any currency – no more mess of numbers or forced conversion

Don't lose money on currency conversion,
use them to increase your company's capital.

Real-time FX. Define the best moment for exchange.

Exchange now

Fearlessly transfer large amounts

Intuitively easy processes eliminate stress and any kind of mistakes

  • Transparent rates, one mark-up for all currencies. No matter the amount
  • Real-time rates to exchange money in the most favorable moment
  • No forced conversion or sum limits on exchange or transfers
  • All fees clearly shown in advance of any transaction

More than 70,000 entrepreneurs have already taken the plunge.

What about you?

Ergonomic platform, very clear to create your company.

Alexander

Everything is well thought out and super simple to use. I highly recommend Finom, especially if you're just starting out.

Maria

Responsiveness, ease of use, prices lower than the market. It's great to have a tool like this available for a small business.

Peter

Finom is 10 times better and more modern than comparable platforms, the price is very reasonable. I've never experienced such a smooth integration process when opening an account.

Christina

Opening an account is easy. We stay constantly informed of account access and activity, with 2-factor authentication. I'm really satisfied with the service!

Philip

Everything is clear, with no hidden costs, and with a great team on hand to do everything they can to support you! The app is very user-friendly with lots of possibilities.

Anna

Experience the transparent cost

Tailor your own multi-currency business account plan

Price

Custom

from € 99€ 119

/month (excl. VAT)

Users included

Access to Business Platform

Accounting integrations

All transactions history in smart dashboards

Real-time notifications

Multi-Companies

Number of connected banks and payment service provider

Mobile app (iOS & Android)

99% guaranteed uptime SLA

Role and user management

Accountant access

Visual analytics of income and expenses

Dark theme

Customer support,
providing real-time care

  • Dedicated phone or video support

  • Response time less than 1 minute

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]

Security First

  • Industry compliant

    Payment Card Industry Data Security Standards compliant

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • TLS protocol

    Data encryption prevents it from being stolen or intercepted

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Thrive. Forget about financial complexities

Open a corporate account for a lifetime of business possibilities worldwide

Open account
Explore streamlined finance for sustainable success

Book a personalized demo and discover how our business payment solution transforms and accelerates your financial processes.

  • Austria
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  • Sole proprietorship
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FAQ

  • Who is Finom?
    Finom is your go-to financial platform, born in 2019 in the Netherlands. It started as a smart e-invoicing solution, but quickly evolved to become the trusted companion of tens of thousands of entrepreneurs across Europe. We process about €1 billion in monthly transactions, and our reach beyond the Netherlands extends to Germany, France, Italy, Belgium, Spain, Poland, and other EEU countries. Big names in the investment world, such as Target Global, General Catalyst, FJLabs, and Northzone trust us too. With Finom, you can open a business account in a few clicks, fully online. You and your team can manage finances from phones or laptops with our mobile and web apps. We cover everything from payments and invoicing to bookkeeping and team access, all with transparent pricing and zero hidden fees. You'll get a European IBAN, free virtual and physical cards for the whole team, SEPA transfers, FX, and international payments. Plus, we've got your funds ringfenced.
  • What is your offer for corporate clients about?
    This offer is a discovery for those companies who act and trade globally, dealing with international payments in various currencies daily. We facilitate and automate these processes, enabling our customers save on these types of operations. From €99 per month (if paid annually), your business can benefit from quick international transfers from/to 150+ countries in the 20+ most popular currencies, transparent currency exchange rates (Interbank + 0.5%), and more. No forced conversion, free incoming transactions, no amount restrictions – this plan opens a range of possibilities and comfort for businesses of any scale and sector.
  • Does Finom really accept payments from the US and Canada?
    Sure! Moreover, 75% of transfers arrive within the same business day! You'll be able to receive and send payments of any amount from around the globe with ease and no hidden fees.
  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
    Yes, US citizens are eligible to open a Finom business account for their enterprises established in the EU. Unlike traditional banks, Finom, as a licensed electronic money institution authorized to operate in the European Union (EU) and the European Economic Area (EEA), doesn’t require FATCA (Foreign Account Tax Compliance Act) compliance for opening accounts. We strive to provide financial services to all individuals legally running their businesses in the EU, ensuring compliance with relevant regulations governing our operations. Therefore, US citizens can confidently engage with our platform without needing FATCA documentation.
  • Is it easy to open an account with Finom?
    Super easy! You can do it all online with personalized assistance from our dedicated managers. Once your account is verified (usually in 5 business days), you'll have immediate access to your business account.
  • How many users can be added to the account, and what control does the owner have over their access?
    There is no limit to the number of users you can add to your business account, and each of them can be assigned specific financial responsibilities. The business account owner has full control over wallet access, the ability to issue free cards for employees (both virtual and physical) and hide sensitive information, and the flexibility to preset expense limits for employees' wallets and cards.
  • What other benefits does Finom offer to the business account owners?
    Business account owners and their teams can efficiently handle multiple companies within a single account. They can seamlessly switch between companies using a unified dashboard. Additionally, the account supports linking to an unlimited number of other banks and payment service providers for comprehensive financial monitoring.
  • What features does the invoicing tool offer?
    Our built-in smart invoicing tool provides a range of features, including fast dispatch and customization of invoice templates, real-time tracking of invoice statuses, API access for invoicing, automatic recognition of invoices and receipts, credit notes, manual reconciliation capabilities, and automated document collection for streamlined bookkeeping. Payment notifications are sent automatically to ensure recipients are promptly reminded to send you funds.
  • Are there any fees associated with international payments?
    Incoming international payments are free of charge, and outgoing payments incur a low fixed fee of €10, regardless of the transaction amount. This transparent fee structure ensures cost-effectiveness for international transactions.
  • What types of payments are supported, and in how many currencies?
    The business account supports a wide range of payments, including regular and instant SEPA transfers, Direct Debit transfers, and international payments spanning over 150 countries in 20+ currencies. Users can also set up scheduled, repeat, and bulk payments for added convenience and flexibility.
  • What languages does your support team speak?
    Our Customer Care team speaks all the languages of the countries we cover, being German, French, Dutch, Italian, Spanish, Polish, and more. And yes, English too, of course. Language won't be a barrier when you need assistance.
  • Is Finom secure?
    Absolutely! We comply with European GDPR policy and use advanced anti-fraud techniques, double encryption, and the TLS protocol to protect your personal and transfer data. Your finances are in safe hands with Finom.
Schedule a personal Demo now

Share a few details about your company, and we'll reach out within 24 hours to guide you through Finom's tailored solutions.

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Other
  • Sole proprietorship
  • Limited liability company
  • Corporation
  • Other

By clicking the “Submit” button, I agree with Finom’s Privacy Policy and agree to get contacted by Finom’s partner.

* — required fields