Finom Spotlight: New features worth a look

Running a business means constantly switching between building, deciding, and solving – and handling the admin that quietly sits underneath it all. Our job at Finom is to make that administrative layer lighter, smarter, and more connected.

Over the past months, we’ve rolled out a series of upgrades across funding, accounting, cards, payments, and day-to-day workflow tools. Some are big launches. Others are small improvements that make daily work smoother.

Here’s a closer look at what’s new – and what might be useful for your business.

Credit line up to €50,000

Cash flow rarely moves in a straight line. Payments arrive later than expected. Expenses come earlier than planned. Growth opportunities appear when timing is tight.

Credit line gives you flexible access to up to €50,000 when you need it. You can use it to bridge cash flow gaps, cover unexpected costs, or finance short-term growth – only pay interest on what you withdraw and repay early at no extra cost.

We’re gradually rolling the credit line out to more customers in Germany and the Netherlands. If you see a pre-offer on your dashboard, you’re eligible to proceed with the application.

Don’t have enough transaction history with Finom yet? During the eligibility check, you can connect your other business accounts via Multibanking. This gives us a clearer picture of your financial activity and may improve your eligibility. Learn more about credit line.

End-to-End Accounting

Accounting should support your business – not slow it down. Our Accounting solution in Germany just became even stronger.

You can now generate ZM reports (EC Sales List), export your data directly to DATEV, and invite your accountant into Finom. That means less manual work, fewer exports and email attachments, and smoother collaboration with your tax advisor – all within one system.

Payments, invoicing, reconciliation, VAT report generation and direct Finanzamt filing – automated and connected end to end. See details.

Prime card

If your business spends regularly – especially across currencies – your card should give something back.

The Prime Card offers up to €1,000 per month in cashback, 0% FX fees on multi-currency payments (up to €20,000/month), airport lounge access, and eSIM included.

It’s built for frequent spenders, travelers, and those who want to get more back from what they already spend. Prime isn’t about spending more. It’s about making everyday business expenses work smarter. Discover all the perks.

Faster receipts & Get Paid

Documents are now easier to manage and easier to follow. You can upload receipts instantly from the updated menu and track received documents in More → Receipts & Reconciliation, where you clearly see what’s matched and what still needs attention.

We’ve also renamed “Sent invoices” to Get Paid, bringing invoices, delivery notes, and quotes together in one place. It’s a small structural change that makes your workflow more intuitive – especially when managing client communication and payment tracking. Less searching, more clarity.

Hide and restore currency wallets

If you operate in multiple currencies, your dashboard can get crowded over time.

You can now hide currency wallets you don’t actively use and restore them anytime with full transaction history intact. If funds arrive in a hidden currency, the wallet automatically reappears.

You can also exchange currencies directly from your Main wallet, making daily operations smoother. Cleaner interface, same control.

F24 tax payments on mobile

For our Italian customers, F24 tax payments are now fully available in the Finom mobile app.

You can file F24 Ordinario (VAT, income tax, INPS, IMU) and F24 Accise (Excise duties) on the go. No desktop required. Just open the app and submit in a few clicks. The feature is free and available across all plans.

Tax compliance – handled wherever you are. Learn more about F24.

Cross-border transfers in EUR for €5

Sending EUR internationally via SWIFT? It still costs just €5 per outgoing transfer.

If you’re using another bank for cross-border payments, it might be worth centralizing that activity in Finom. You save on fees and manage everything in one connected system. Simpler pricing, no surprises.

What’s next

Soon, we’ll introduce a new Interest Wallet designed to earn a fixed yield on your idle cash.

We’re also continuing to expand our end-to-end Accounting features to additional markets, bringing automated bookkeeping and cleaner compliance to more businesses.

As always, our focus stays the same: intelligent tools that reduce friction, automate routine work, and give you back the clarity and energy to run and grow your business. More very soon.