Registering a business in Hamburg involves a few steps, and your business setup can change the registration process quite a bit. We’ve broken down what you need to do, which documents you’ll need, and where the fees come in.
How to Start a Holding Company in Germany
If you’re wondering how to start a holding company in Germany, here’s what you need to know about the legal forms, requirements and costs.
A non-resident business account may be useful if your firm operates in Germany, but you live elsewhere, regardless of whether you’ve moved away or are expanding into the market. The process can be a little different for non-residents, so let's cover eligibility, required documents, online providers and the costs to expect.
Most of what fills your day isn't the work you started the business to do. It's the invoice that still needs sending, the payment waiting on one more confirmation code, the money sitting still in an account.
A call from “the security team”? That’s not us.
In the full article: how the scheme works step by step, the warning signs to spot an attack, and a 6-point checklist to protect your account today.
Growing a business today means working across countries, currencies, and platforms. Whether you’re paying suppliers abroad, travelling for work, automating admin, or simply trying to keep everything organized, your financial tools should collaborate.
Featuring insights from Shruti Kuber
Shruti Kuber is an entrepreneur with 10+ years of experience across engineering, growth, and startup operations. After relocating to Germany and building a business as an international founder, she gained firsthand experience navigating the country's business, banking, and regulatory landscape.
Choosing the right business account in Germany is an important step for freelancers and sole traders who want to manage their finances efficiently. A dedicated account makes it easier to track income and expenses, manage cash flow and prepare accurate tax reports.
International payments often involve more than simply sending money from one country to another. In many cases, multiple layers of fees are applied along the way, which can increase the total cost for businesses.
In Germany, many business accounts appear to be free, but that rarely means completely without cost. Even when basic account maintenance carries no fee, businesses typically pay for transactions, transfers or additional services needed for everyday operations.
Opening a business account in Germany often leads to questions about the Gewerbeschein. It’s often assumed to be required for anyone starting a business or working independently, even though that’s not always the case.
Running a business means constantly switching between building, deciding, solving – and handling the admin that quietly sits underneath it all. At Finom, our goal is to make that layer lighter, smarter, and more connected, so your finances don’t slow you down.
Choosing a business account in Germany often comes down to balancing functionality with cost, particularly for freelancers and early stage companies. When income is not yet stable, keeping banking expenses predictable and low can help support overall financial planning.
Setting up a business bank account is a foundational step when launching or formalising a business in Germany. It creates a clear boundary between private and business finances, which is essential for accurate accounting and tax reporting. In some cases, a dedicated business account is not just recommended, but necessary to complete the formation process.
For startups and SMBs in Germany, a business account is one of the first decisions that shapes how the company runs. It’s more than a place to hold money, it's the backbone of daily operations. For startup founders, managing directors and international founders entering the market, it can shape efficiency from the very beginning.
If you’re starting or running a business in Germany, you might be looking for an online business bank account. In 2026, with digital banking tools evolving rapidly, selecting the right one for you is more important than ever.
Running a business means constantly switching between building, deciding, and solving – and handling the admin that quietly sits underneath it all. Our job at Finom is to make that administrative layer lighter, smarter, and more connected.
New Finom plans, same mission: help your business grow.
Running a business means constant evolution – and so do we. At Finom, our mission has always been simple: give entrepreneurs and companies the smartest tools to run their finances without the chaos.
CRM systems help organize a company’s internal work and data collection for a better customer experience. Let’s find out how to find the perfect CRM software.
A bank statement isn’t just a series of numbers. It tells you a story about what’s happening in your company or with your finances. Learn more about it and the value it brings to financial management.
Do you want to open a company in Germany? It’s possible, even as a foreigner. This text will cover a detailed step-by-step process for starting a company in Germany, including the importance of choosing the right organizational form and collecting the required documents.
At FINOM, we are committed to delivering the best possible experience to entrepreneurs, empowering them with innovative and reliable financial solutions. To achieve this, we’ve been enhancing our platform to provide an even better financial services experience for our customers in Germany.
We are excited to announce our recent achievement: a successful Series B financing round worth €50 million in funding. This significant milestone was a collaboration between the top-tier global investment companies General Catalyst and Northzone. As a result, more than €100 million has been raised in total by Finom since the company’s formation.
Learn about Finom’s integration of FIDO2/WebAuthn for an enhanced user experience and security. Gain an insight into the future of financial safety.
We tell you what a proforma invoice is, when and why it is needed, what information must be in the proforma invoice, and how it differs from the invoice and purchase order
We describe what invoices and purchase orders are, what they are used for, and set out the differences between them
We explain what an invoice number is, why it is needed, how many digits it should have, where it should be located, and how to properly create one, alongside examples
We tell you what CVV code is, where it is located on your bank card, why it is needed, and how to protect yourself from the fraudsters who try to bypass it.
This article shortlists ten helpful business name generators to help you find the right name for your business
We tell you what direct debit is, explain how it works, how to set it up, and look into what the advantages businesses are. We also look at what SEPA Direct Debit is
What’s the main difference between a receipt and an invoice? We’ll clearly define in which cases a business needs an invoice and in which receipts are needed.
Discover the best business ideas for a small town. Get tips and strategies to determine which business is just right for you.
Startups are new companies founded to develop a new class of products or services. Usually they are
Discover the top 8 accounting software solutions for small business owners, from cost-effective and feature-rich platforms to those with integrated payroll and billing capabilities
Are you lost amid dozens of grants offers and thousands of papers to fill out? Don’t panic. Learn how to handle EU grants for small businesses.
Learn about all the types of insurance for small business owners. We’ll show you the key steps to acquiring insurance for your business.
