Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and NL IBAN within 24 hours
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and NL IBAN within 24 hours
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and NL IBAN within 24 hours
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week


5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins


Dutch IBAN
Account opened online in 24 hours


€ 0 per month
Open online a fully functional and free business account


Up to 3% cashback
Spend anywhere and receive the highest cashback on the market


5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins


Dutch IBAN
Account opened online in 24 hours


€ 0 per month
Open online a fully functional and free business account


Up to 3% cashback
Spend anywhere and receive the highest cashback on the market


5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins


Dutch IBAN
Account opened online in 24 hours


€ 0 per month
Open online a fully functional and free business account


Up to 3% cashback
Spend anywhere and receive the highest cashback on the market

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months


Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day

Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day

Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
- Make payments via iDEAL | Wero in seconds
- Up to 3% cashback

- Prime business cardLow fees, high cashback, and global perks for just € 9,99/month

- Transfers & Direct Debits

- Up to € 5 000monthly ATM withdrawal limit

- International payments to 150+ countries
- Make payments via iDEAL | Wero in seconds
- Up to 3% cashback

- Prime business cardLow fees, high cashback, and global perks for just € 9,99/month

- Transfers & Direct Debits

- Up to € 5 000monthly ATM withdrawal limit

- International payments to 150+ countries
- Make payments via iDEAL | Wero in seconds
- Up to 3% cashback

- Transfers & Direct Debits

- Prime business cardLow fees, high cashback, and global perks for just € 9,99/month

- Up to € 5 000monthly ATM withdrawal limit

- International payments to 150+ countries

Business account
For small businesses and freelancers
Fast & easy opening via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commission or fees

Business account
For small businesses and freelancers
Fast & easy opening via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commission or fees

Business account
For small businesses and freelancers
Fast & easy opening via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commission or fees

Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data

Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications



Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data

Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications




















Choose the right plan for your business

Choose the right plan for your business

Choose the right plan for your business

Security is our top priority


GDPR Compliance
Our servers are protected and hosted in the European Union

Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority


GDPR Compliance
Our servers are protected and hosted in the European Union

Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority


GDPR Compliance
Our servers are protected and hosted in the European Union

Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

Customer support, providing real-time care
Our support team speaks Italian and all other major European languages. Your issue will be solved the same day

Fast response time
Dedicated phone or video support


Interactive Help Center available 24 hours
Contact us on e-mail:
Customer support, providing real-time care
Our support team speaks Italian and all other major European languages. Your issue will be solved the same day

Fast response time
Dedicated phone or video support


Interactive Help Center available 24 hours
Contact us on e-mail:
Customer support, providing real-time care
Our support team speaks Italian and all other major European languages. Your issue will be solved the same day

Fast response time
Dedicated phone or video support


Interactive Help Center available 24 hours
Contact us on e-mail:
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
Do I get a Dutch IBAN?
How safe is my money with Finom?
Is my data safe with Finom?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
Which legal forms does Finom support in the Netherlands?
What documents do I need to open an account?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Can I pay with iDEAL | Wero?
Does your support team speak my language?
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
Do I get a Dutch IBAN?
How safe is my money with Finom?
Is my data safe with Finom?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
Which legal forms does Finom support in the Netherlands?
What documents do I need to open an account?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Can I pay with iDEAL | Wero?
Does your support team speak my language?
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
Do I get a Dutch IBAN?
How safe is my money with Finom?
Is my data safe with Finom?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
Which legal forms does Finom support in the Netherlands?
What documents do I need to open an account?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Can I pay with iDEAL | Wero?
Does your support team speak my language?








