Business account from € 0 with 5% p.a. interest

Join 200,000+ European entrepreneurs and freelancers who already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • From € 0 per month and NL IBAN within 24 hours

  • Transfers, accounting, e-invoices – all in one place

  • Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest

Join 200,000+ European entrepreneurs and freelancers who already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • From € 0 per month and NL IBAN within 24 hours

  • Transfers, accounting, e-invoices – all in one place

  • Real human support, 7 days a week

Business account from € 0 with 5% p.a. interest

Join 200,000+ European entrepreneurs and freelancers who already trust Finom:

  • Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime

  • From € 0 per month and NL IBAN within 24 hours

  • Transfers, accounting, e-invoices – all in one place

  • Real human support, 7 days a week

5% p.a. Interest Account

Get a fixed rate for your first 5 months with no lock-ins

Dutch IBAN

Account opened online in 24 hours

€ 0 per month

Open online a fully functional and free business account

Up to 3% cashback

Spend anywhere and receive the highest cashback on the market

5% p.a. Interest Account

Get a fixed rate for your first 5 months with no lock-ins

Dutch IBAN

Account opened online in 24 hours

€ 0 per month

Open online a fully functional and free business account

Up to 3% cashback

Spend anywhere and receive the highest cashback on the market

5% p.a. Interest Account

Get a fixed rate for your first 5 months with no lock-ins

Dutch IBAN

Account opened online in 24 hours

€ 0 per month

Open online a fully functional and free business account

Up to 3% cashback

Spend anywhere and receive the highest cashback on the market

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Exchange money and transfer worldwide
3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

Exchange money and transfer worldwide
3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

Exchange money and transfer worldwide
3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

  • Customers love Finom

    4.7

    4.5

  • Customers love Finom

    4.7

    4.5

  • Customers love Finom

    4.7

    4.5

Make payments easily

Free physical and virtual cards for you and your employees

  • Make payments via iDEAL | Wero in seconds
  • Up to 3% cashback
  • Prime business card
    Low fees, high cashback, and global perks for just € 9,99/month
  • Transfers & Direct Debits
  • Up to € 5 000
    monthly ATM withdrawal limit
  • International payments to 150+ countries
Make payments easily

Free physical and virtual cards for you and your employees

  • Make payments via iDEAL | Wero in seconds
  • Up to 3% cashback
  • Prime business card
    Low fees, high cashback, and global perks for just € 9,99/month
  • Transfers & Direct Debits
  • Up to € 5 000
    monthly ATM withdrawal limit
  • International payments to 150+ countries
Make payments easily

Free physical and virtual cards for you and your employees

  • Make payments via iDEAL | Wero in seconds
  • Up to 3% cashback
  • Transfers & Direct Debits
  • Prime business card
    Low fees, high cashback, and global perks for just € 9,99/month
  • Up to € 5 000
    monthly ATM withdrawal limit
  • International payments to 150+ countries

Business account

For small businesses and freelancers

Fast & easy opening via smartphone or desktop

Starting from €0 per month for a fully functional Solo plan

No hidden commission or fees

Business account

For small businesses and freelancers

Fast & easy opening via smartphone or desktop

Starting from €0 per month for a fully functional Solo plan

No hidden commission or fees

Business account

For small businesses and freelancers

Fast & easy opening via smartphone or desktop

Starting from €0 per month for a fully functional Solo plan

No hidden commission or fees

Team Management

Get personal and team expenses in control and keep your books tidy

Issue, top-up or limit cards for employees in clicks

Get employees' receipts uploaded with just a camera tap

Bulk export of documents and transactions data

Invoicing

Simple, powerful — built to get you paid twice as fast

Shared in seconds via email or messenger

One-click payment link in every invoice you send

Customers are reminded about overdue payments with smart notifications

Team Management

Get personal and team expenses in control and keep your books tidy

Issue, top-up or limit cards for employees in clicks

Get employees' receipts uploaded with just a camera tap

Bulk export of documents and transactions data

Invoicing

Simple, powerful — built to get you paid twice as fast

Shared in seconds via email or messenger

One-click payment link in every invoice you send

Customers are reminded about overdue payments with smart notifications

Flexible funding for your business needs

Access funding that grows with your business

€ 2K — € 50K
Revolving funding
Decision in under
for 80% of applications
6-month repayment period
Indefinite access to funds
Quick withdrawals
after approval
100% online application
Flexible funding for your business needs

Access funding that grows with your business

€ 2K — € 50K
Revolving funding
Decision in under
for 80% of applications
6-month repayment period
Indefinite access to funds
Quick withdrawals
after approval
100% online application
Flexible funding for your business needs

Access funding that grows with your business

€ 2K — € 50K
Revolving funding
Decision in under
for 80% of applications
6-month repayment period
Indefinite access to funds
Quick withdrawals
after approval
100% online application

Choose the right plan for your business

Choose the right plan for your business

Choose the right plan for your business

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Security is our top priority

GDPR Compliance

Our servers are protected and hosted in the European Union

Reliable partners

To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Safeguarded funds: unlimited

We have a separate Safeguarding Foundation supervised by the DNB to manage your money

Passkeys and 3D Secure

Your money is protected with secure passwordless authentication and single-use passwords

Customer support, providing real-time care

Our support team speaks Italian and all other major European languages. Your issue will be solved the same day

  • Fast response time
  • Dedicated phone or video support
  • Interactive Help Center available 24 hours

Contact us on e-mail:

Customer support, providing real-time care

Our support team speaks Italian and all other major European languages. Your issue will be solved the same day

  • Fast response time
  • Dedicated phone or video support
  • Interactive Help Center available 24 hours

Contact us on e-mail:

Customer support, providing real-time care

Our support team speaks Italian and all other major European languages. Your issue will be solved the same day

  • Fast response time
  • Dedicated phone or video support
  • Interactive Help Center available 24 hours

Contact us on e-mail:

FAQ

  • What is Finom?

    Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.

  • Do I get a Dutch IBAN?

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • How does a Finom business account differ from a traditional bank account?

  • Under which license does Finom operate?

  • Which legal forms does Finom support in the Netherlands?

  • What documents do I need to open an account?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

  • Can I pay with iDEAL | Wero?

  • Does your support team speak my language?

FAQ

  • What is Finom?

    Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.

  • Do I get a Dutch IBAN?

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • How does a Finom business account differ from a traditional bank account?

  • Under which license does Finom operate?

  • Which legal forms does Finom support in the Netherlands?

  • What documents do I need to open an account?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

  • Can I pay with iDEAL | Wero?

  • Does your support team speak my language?

FAQ

  • What is Finom?

    Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.

  • Do I get a Dutch IBAN?

  • How safe is my money with Finom?

  • Is my data safe with Finom?

  • How does a Finom business account differ from a traditional bank account?

  • Under which license does Finom operate?

  • Which legal forms does Finom support in the Netherlands?

  • What documents do I need to open an account?

  • Can entrepreneurs from any country open an account?

  • As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?

  • How can I withdraw funds from my account or make deposits into it?

  • Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

  • Can I pay with iDEAL | Wero?

  • Does your support team speak my language?