Business accounts for IT and software companies

A business account is a financial account for managing company transactions and expenses. It helps you separate personal and business finances, simplify accounting, and access financial tools designed to support business growth – and it is often required legally.

Our business account works for IT and software companies of all sizes. Whether you're a startup developer, a growing software agency, or an established tech firm, you can open an account and save time and money with our financial tools

While our platform is tailored for software developers, any company that handles frequent transactions, vendor payments, or global transfers can benefit from our tools.

Finom makes global payments easy and cost-effective. You can send SEPA & Direct Debit transfers to contractors and service providers in over 150 countries, manage multiple currencies without excessive conversion fees, and receive client payments with minimal processing time.

Yes! We support multibanking, which allows you to connect and manage all your business accounts in one place, simplifying cash flow management across multiple stores.

IT and software companies often process higher-value transactions. Our low, transparent fees mean you save significantly compared to traditional financial institutions – improving your profits on major deals.

Our platform allows you to set up and automate recurring payments and invoicing, which is perfect for subscription-based software services.

Signing up is quick and paperless. Simply apply online from your phone or desktop, verify your data, and your IBAN will be ready in 24 hours.

Your money is in safe hands because we strive to provide a high level of security to protect it: - With cutting-edge measures such as Passkeys and the added shield of 3D Secure, confidence accompanies every transaction. - Your account is exclusively linked to your smartphone, providing an additional layer of protection, while real-time push notifications keep you informed of all account activity. - Harnessing the power of artificial intelligence and machine learning, our platform is fortified to safeguard your account against financial crime and card fraud. - The app allows you to customize security to your preferences: you can instantly block or freeze your cards, modify your PIN, and set up spending limits and access controls. In addition to the security measures on the Finom platform and applications provided by PNL Fintech B.V., there are also legal regulatory measures of the institution providing your business account, i.e. Safeguarding your account via Finom Payments B.V.: - When you add money to your Finom account or receive payments, we ensure that the equivalent value of electronic money is placed in your account. - It’s important to note that your Finom payment account isn’t a deposit account, which means we can’t pay you interest due to legal restrictions. But rest assured, we keep your money safe and never lend it to anyone else. - We’ve established a separate Safeguarding Foundation, supervised by the DNB, to manage your money as safeguarded customer funds. - We’ve partnered with reliable European banks like BNP Paribas to hold your funds. BNP Paribas is one of the largest banking groups in Europe, minimizing any risk. - Even in unlikely scenarios, such as Finom or BNP Paribas facing bankruptcy, your safeguarded customer funds remain protected. They are not accessible to Finom’s creditors and would be returned to you under the supervision of the DNB. For more information, please refer to the Terms of Finom Payments.

Finom Payments BV (Finom) operates under an electronic money institution license, authorized by the Dutch Central Bank (De Nederlandsche Bank, DNB), to provide services across the European Union (EU) and the European Economic Area (EEA).

Finom protects your data and guarantees the highest level of security: Finom has no access to your online banking credentials, and they are double-encrypted (for additional protection) using passkeys or a one-time password that must be entered each time you try to log in). All data transfers are transmitted over TLS-encrypted channels and are thereby protected via end-to-end encryption. We do not store your personal data against your will or without your explicit consent; Finom is GDPR (DSGVO for Germany and RGPD for France) compliant, which means that you can revoke your consent to the processing of your personal data at any time. Finom Privacy Policy regulates the processing of your personal data.