Finom vs Qonto: a side-by-side comparison
Finom: we have it all and more
Overall pricing
per month when paid annually
Solo € 0
Basic - € 17
Smart - € 37
Pro - € 119
Grow - € 249
Basic € 9
Smart - € 19
Premium - € 39
Essential - € 49
Business - € 99
Enterprise - € 199
Italian IBAN
Cashback
Up to 3%
N/A
Free virtual cards
Solo - 1
Basic - 3
Smart - 10
Pro - Unlimited
Grow - Unlimited
Basic - 2
Smart, Premium, Essential - 50
Business, Enterprise – unlimited
Free physical cards
Solo - 0
Basic - 2
Smart - unlimited
Pro - unlimited
Grow - unlimited
Card replacement (e.g. in case of blocking) is free of charge, even in excess of the specified quantity.
Basic - 1
Smart, Premium - 2
Essential - 5
Business - 10
Enterprise - 30
Cash withdrawal
Cards
3 free physical cards per user
Unlimited number of free virtual cards
Free re-issuance of additional cards
Card type
Apple Pay / Google Pay
International payments
Free SEPA & Direct Debit transfers (per month)
Solo - € 2 per transaction
Start - Unlimited
Premium - Unlimited
Corporate - Unlimited
Enterprise - Unlimited
Basic - 30*
Smart - 100*
Premium - 200*
Essential - 250*
Business - 500*
Enterprise - 10 000*
*a fee of € 0,10 - € 0,20 applied to further transfers
Customer support
Here’s why
Top-notch solution Business account opened from the comfort of your couch in 2 days. Free cards, state-of-the-art invoicing, payments all around the globe, and more;
Never overpay We’re fully digital – no costs on branches. Ever seen our billboards and TV ads? No, we don’t spend on it;
Never walk alone Our lightning-fast phone, video or chat customer support assists you at every step of the way.
Why choose Finom for business?
Free business account
Open a fully functional business account with invoicing for as much as €0
Up to 3% cashback
Use your VISA cards and score cashback that pays the subscription off
Invoicing
Create and send smart invoices in 60 seconds and get paid 20%+ faster
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
1-month free trial available
Customers love Finom
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
