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Smart business account fully online

Flexible account for entrepreneurs with a free trial period

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  • Business account price from 0 €, flexible and expandable
  • Free physical and virtual cards with cashback of up to 3%
  • Free SEPA transfers and invoicing
  • Integration with Sage, NetSuite, Odoo and other services
Choose a business accountCompare prices

Find the right plan for your business

Compare features and choose the best fit for your needs

  • Business account for freelancers

    Get essential financial features to manage your business

    • Free of charge at €0
    • Simplified tax returns
    • Accounting and invoicing tools
    • Worldwide transfers
    • Cash withdrawal
    Starting at €0

  • Business account for companies

    Maximize business efficiency with tools tailored for small teams

    • Accounting integrations
    • Powerful invoicing tools
    • SEPA real-time transfers
    • Cashback
    • For all legal entities
    Try it for free

  • Business account for enterprises

    Enjoy comprehensive financial solutions for you and your employees

    • Low, transparent fees
    • Expense management
    • Up to €5,000 in ATM withdrawal limit
    • Debit business cards
    • For all legal entities
    Open account

Get expert financial tools for your business

  • Enjoy fast and easy registration

    The account opening has never been easier. Get started with zero paperwork, long waits, or queues – open an account online with an ID and company documents only

  • Use our convenient app

    Use your account on the go: manage your finances, complete transactions, get account statements, and send invoices via app anytime, anywhere

  • Get support when needed

    Our customer care team is at your disposal 7 days a week. Simply leave us a message, and our support specialists will help you within a few minutes

  • Secure your funds

    Your business account is 100% secure. Our servers are located in the EU, we use safe encryption methods, and protect your data with highest industry standards

Business account with no limits

  • Open a business account without leaving home. Enjoy a fully online registration
  • Using Finom is easy. Manage your finances confidently with a convenient mobile app
  • Use powerful invoicing tools and resource accounting for free
  • Benefit from low fees on SEPA transfers

All your bank accounts brought together in one place

Instantly link any of your bank accounts to Finom and get access to the unified financial data. Find balances, transactions and contractors data in a single interface on mobile and desktop

Customers love Finom

  • 4.7
  • 4.6

Link your bank accounts to Finom

Connect all your other online banking accounts to Finom. Access all your wallets, transactions, account statements, and tax assessments across several banks on a single platform. You can even delete those bank apps altogether

Control your spending flow

Use your business account to manage team expenses and enhance your financial planning

  • Empower your employees with debit cards for any purpose
  • Set individual limits and spending policies
  • Authorize teammates to use the account if you need
  • Enjoy real-time expenses tracking in customizable dashboards
  • Get insights on the money flow and your business account balance
Learn more

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers and new entrepreneurs who need simple, essential features

€ 0

/ month

€ 0

/ month

Open account
Recommended

Start

For growing businesses that need advanced features to manage their increasing operations

€ 17

/ month

excl. VAT

€ 14

/ month

excl. VAT

You save € 36

Start trial

Premium

For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits

€ 40

/ month

excl. VAT

€ 34

/ month

excl. VAT

You save € 72

Start trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

5

Multiaccounts

Multiaccounts

Multiaccounts

Cashback

0 %

Cashback

2 %

Cashback

3 %

Dedicated Account Manager

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

0 €

Transfers between Finom users

0 €

Transfers between Finom users

0 €

SEPA transaction fee

2 €

SEPA transaction fee

0 €

SEPA transaction fee

0 €

VISA physical & virtual cards

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

3 €

Physical card monthly maintenance

0 €

Physical card monthly maintenance

0 €

International payments (in&out)

5 €

International payments (in&out)

5 €

International payments (in&out)

5 €

Outgoing international payments

2 %

Outgoing international payments

0,9 %

Outgoing international payments

0,8 %

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

Compare plans

What you get with Finom

  • IBAN in just 24 hours

  • Simple yet powerful invoicing

  • Free physical & virtual cards

  • Up to 3% cashback

  • Apple Pay & Google Pay

  • Accounting software integration

  • Expense management solution

  • Special offers from our partners New

  • In-cloud Document storage

Security is our top priority

Learn more

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Customer support, providing real-time care

  • Help is just a click away

  • Fast response time

  • Interactive Help Center available 24 hours

    24/7

Contact us on e-mail: [email protected]