First year special offer
€ 64
€ 199
€ 999
Including Capital Deposit
€ 64
€ 49
Free
Price per year starting second year
Free
€ 14
€ 99
General
Maximum users
1
2
Monthly fee for extra team member
€ 4
€ 2
€ 0
Role and user management
Accountant access
Accounting integrations (coming soon)
Multi-Сompanies
Multi-banking. Connected banks
Outgoing SEPA transfers from connected banks (FREE while beta)
Business Account
IBAN for global transfers
Type of card
MasterCard Debit
MasterCard Debit
MasterCard Debit
Physical cards included (1 per user)
1
2
Extra physical Card issuance fee (soon)
€ 5
€ 5
Free
Monthly fee for extra nonactive physical card
€ 2
€ 1
Free
Virtual cards included (1 per user)
1
2
Extra virtual card issuance fee
€ 1
€ 1
Free
Monthly fee for extra nonactive virtual card
€ 1
€ 0.5
Free
Cashback
0%
2%
0.25%
3%
0.30%
Card payment limit per card (30-day rolling period)
€ 20,000
€ 40,000
€ 60,000
Card payments in EUR (except for certain MCCs)
Free
Free
Free
Card payments in foreign currency (non-EUR)
2%
1.5%
Free
€ 0 - € 500
1%
0%
0%
€ 500 - € 2,500
2%
1%
0%
€ 2,500 - € 5,000
3%
2%
1%
€ 5,000+
3%
3%
3%
ATM withdrawal limit per card (30-day rolling period)
€ 500
€ 1,500
€ 2,000
Monthly fee for extended ATM withdrawal limit
€ 15
€ 10
Free
Free ATM withdrawals per card (2€ per extra withdrawal)
0
5
20
Unlimited transaction history
Total wallets (Accounts)
1
2
4
Monthly fee for extra wallet
€ 4
€ 2
€ 0.5
In/out SEPA transfers (€ 0.20 per extra transfer)
50
100
Transfer between FINOM's users in a few seconds
Free
Free
Free
SEPA DD creditor identifier (coming soon)
€ 49
€ 49
€ 49
Bulk payments (coming soon)
Invoicing basic
Invoices (in/out)
Fast invoice payments by your customers (FREE while beta)
Invoice status tracking
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Other
Add-ons
Mobile app (iOS & Android)
Invoicing API access
99% guaranteed uptime SLA
Account closure fee (incurred every day and charged once)
€ 3.00
€ 3.00
€ 3.00
Visual analytics of income and expenses
*The offer is limited in time and subject to terms and conditions