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Premium

Corporate

First year special offer

214,00 €

324,00 €

914,00 €

Including Capital Deposit

64,00 €

64,00 €

Free

Price per month starting second year

14,00 €

34,00 €

99,00 €

General

Maximum users

2

5

Monthly fee for extra team member

€ 2

€ 1

€ 0

Role and user management

Accountant access

Accounting integrations

Multi-Сompanies

Multi-banking. Connected banks

Outgoing SEPA transfers from connected banks (FREE while beta)

Business Account

IBAN for global transfers

Type of card

MasterCard Debit

MasterCard Debit

MasterCard Debit

Physical cards included (1 per user)

2

5

Extra physical Card issuance fee

5,00 €

5,00 €

Free

Monthly fee for extra nonactive physical card

1,00 €

0,50 €

Free

Virtual cards included (1 per user)

2

5

Extra virtual card issuance fee

1,00 €

1,00 €

Free

Monthly fee for extra nonactive virtual card

0,50 €

0,25 €

Free

Cashback

2% 0.25%

3% 0.30%

3% 0.30%

Limited offer until December 31, 2022

Card payment limit per card (30-day rolling period)

40 000,00 €

50 000,00 €

60 000,00 €

Card payments in EUR (except for certain MCCs)

Free

Free

Free

Card payments in foreign currency (non-EUR)

2%

1%

1%

Card payments for certain MCCs (%, minimum 1€)

€ 0 - € 500

0%

0%

0%

€ 500 - € 2,500

1%

0%

0%

€ 2,500 - € 5,000

2%

1%

1%

€ 5,000+

3%

3%

3%

ATM withdrawal limit per card (30-day rolling period)

1 500,00 €

2 000,00 €

2 000,00 €

Monthly fee for extended ATM withdrawal limit

10,00 €

Free

Free

Free ATM withdrawals per card (2€ per extra withdrawal)

5

10

20

ATM withdrawals in foreign currency (non-EUR)

2%

1%

1%

Unlimited transaction history

Total wallets (Accounts)

2

3

4

Monthly fee for extra wallet

€ 2

€ 1

€ 0.5

In/out SEPA transfers (€ 0.20 per extra transfer)

100

200

SEPA OUT transfer limit (per month, 0.1% of the amount if the limit is exceeded)

50 000,00 €

100 000,00 €

250 000,00 €

Transfer between FINOM's users in a few seconds

Free

Free

Free

SEPA DD creditor identifier (coming soon)

49,00 €

49,00 €

49,00 €

Bulk payments

Customizable transaction categories and tags

Invoicing basic

Invoices (in/out)

Fast invoice payments by your customers (FREE while beta)

Invoices statuses tracking

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

Invoice and receipt recognition (per doc)

1,50 €

1,00 €

1,00 €

Other

Add-ons

Mobile app (iOS & Android)

Invoicing API access

99% guaranteed uptime SLA

Account closure fee (incurred every day and charged once)

3,00 €

3,00 €

3,00 €

Visual analytics of income and expenses