Start from € 64 during the first year
Pay substantially less for Capital Deposit after opening the French IBAN Account inclusive of our simplest Invoicing feature
214,00 €214,00 €
then 14,00 € per month, billed annually
324,00 €324,00 €
then 29,00 € per month, billed annually
914,00 €914,00 €
then 99,00 € per month, billed annually
Capital Deposit Included
Total wallets (Accounts)
Physical cards included
Virtual cards included
ATM withdrawal limits
1 500,00 €
2 000,00 €
2 000,00 €
In/out SEPA transfers
After your money reaches FINOM account the deposits are protected by applicable deposit guarantees up to € 100,000
Confirm each online card transaction with a unique one-time password
You can disconnect your bank or revoke your GDPR consent to transmit and access data at any time from your Finom dashboard
All data transfers are encrypted end-to-end via TLS encrypted channels.
Finom has no access to your online banking credentials. They are encrypted at least twice, using RSA and AES 256 bit, and cannot be accessed without one-time passwords
To found a company in France, companies must put a capital down. When the founding capital is paid, company receives capital deposit certificate. You will then bring your certificate to the chamber of commerce, to initiate the registration of your company. The amount you need to deposit depends on your company’s legal status, and activity.
If you have already registered your company, and you have your KBIS and SIRET, you do not need to do capital deposit with Finom, you can just begin the normal account opening process.
No, you do not have to deposit your entire share capital to set up your company.
You can only deposit your capital if it is fixed. Unfortunately, FINOM does not accept variable share capital.
Please note that we accept the following documents as proof of address:
This document must be not be handwritten and contain the following information:
Upon receipt of your funds and validation of your documents, you will receive the certificate of deposit signed and stamped by our notary within 48 hours.
Upon opening your business bank account, we will send your new FINOM RIB and KBIS to our notary who will return your share capital within 5 working days.