![](data:image/svg+xml,<svg display="block" id="995592987" role="presentation" viewBox="0 0 74 26" xmlns="http://www.w3.org/2000/svg"><path d="M 39.823 5.774 C 44 5.774 46.957 8.866 46.957 12.851 C 46.957 16.836 44.001 19.903 39.822 19.903 C 35.643 19.903 32.663 16.838 32.663 12.851 C 32.663 8.839 35.645 5.774 39.822 5.774 Z M 12.936 19.573 L 12.936 9.403 L 10.719 9.403 L 10.719 6.108 L 16.629 6.108 L 16.629 19.573 Z M 9.325 0.294 L 9.325 3.998 L 7.321 3.998 C 6.757 4.002 6.249 4.34 6.027 4.858 C 5.957 5.026 5.918 5.208 5.918 5.407 L 5.918 6.106 L 9.325 6.106 L 9.325 9.402 L 5.918 9.402 L 5.918 19.572 L 2.224 19.572 L 2.224 9.402 L 0 9.402 L 0 6.106 L 2.224 6.106 L 2.224 5.406 C 2.222 2.588 4.502 0.301 7.32 0.295 L 9.324 0.295 Z M 26.273 5.774 C 29.1 5.774 30.985 7.894 30.985 10.526 L 30.985 19.571 L 27.265 19.571 L 27.265 11.727 C 27.265 10.373 26.348 9.377 25.049 9.377 C 23.749 9.377 22.755 10.397 22.755 11.751 L 22.755 19.57 L 19.035 19.57 L 19.035 6.106 L 22.755 6.106 L 22.755 7.332 L 23.011 7.332 C 23.621 6.463 24.718 5.774 26.272 5.774 Z M 63.236 5.774 C 66.013 5.774 68 7.844 68 10.474 L 68 19.571 L 64.28 19.571 L 64.28 11.753 C 64.28 10.194 63.412 9.378 62.266 9.378 C 61.119 9.378 60.176 10.248 60.176 11.753 L 60.176 19.571 L 56.482 19.571 L 56.482 11.42 C 56.482 10.141 55.566 9.376 54.419 9.375 C 53.272 9.375 52.355 10.295 52.355 11.7 L 52.355 19.569 L 48.634 19.569 L 48.634 6.106 L 52.355 6.106 L 52.355 7.332 L 52.635 7.332 C 53.095 6.616 54.115 5.774 55.693 5.774 C 57.451 5.774 58.573 6.592 59.235 7.742 L 59.515 7.742 C 60.204 6.694 61.402 5.774 63.236 5.774 Z M 39.823 9.326 C 37.836 9.326 36.433 10.834 36.433 12.851 C 36.433 14.868 37.835 16.351 39.823 16.351 C 41.812 16.351 43.187 14.843 43.187 12.851 C 43.187 10.832 41.81 9.325 39.823 9.325 Z M 14.845 0 C 16.119 0 17.037 0.944 17.037 2.145 C 17.037 3.345 16.095 4.317 14.845 4.317 C 13.595 4.317 12.628 3.372 12.628 2.145 C 12.628 0.945 13.57 0 14.845 0 Z" fill="rgb(36, 36, 36)" height="19.903000167846677px" id="GLd1f6UeZ" transform="translate(3 3)" width="67.99999887084961px"/></svg>)
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
Business account from € 0 with 5% p.a. interest
Join 200,000+ European entrepreneurs and freelancers who already trust Finom:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and FR IBAN within 24 hours
Transfers, accounting, e-invoices – all in one place
Real human support, 7 days a week
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
Open online a fully functional and free business account
Spanish IBAN
Account opened online
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
Open online a fully functional and free business account
Spanish IBAN
Account opened online
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
€ 0 per month
Open online a fully functional and free business account
Spanish IBAN
Account opened online
Up to 3% cashback
Spend anywhere and receive the highest cashback on the market
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Discover our exceptional exchange rates: Interbank + 0,5%
Send and receive funds with a fixed fee of €5
Store money with no commission in any of the 17 currencies available
Expect up to 75% of global transactions to come within the same day
Free physical & virtual cards
Issue multiple free VISA debit cards with 0% commission for you and your team
ATM withdrawal limit up to € 5 000 per card
Issue, limit, top up or block with just a click
New
Apple Pay & Google Pay
Special offers from our partners
Free physical & virtual cards
Issue multiple free VISA debit cards with 0% commission for you and your team
ATM withdrawal limit up to € 5 000 per card
Issue, limit, top up or block with just a click
New
Apple Pay & Google Pay
Special offers from our partners
Free physical & virtual cards
Issue multiple free VISA debit cards with 0% commission for you and your team
ATM withdrawal limit up to € 5 000 per card
Issue, limit, top up or block with just a click
New
Apple Pay & Google Pay
Special offers from our partners
Business account
For small businesses and freelancers
Fast & easy opening via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Business account
For small businesses and freelancers
Fast & easy opening via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Business account
For small businesses and freelancers
Fast & easy opening via smartphone or desktop
Starting from €0 per month for a fully functional Solo plan
No hidden commissions or fees
Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data
Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications
Team Management
Get personal and team expenses in control and keep your books tidy
Issue, top-up or limit cards for employees in clicks
Get employees' receipts uploaded with just a camera tap
Bulk export of documents and transactions data
Invoicing
Simple, powerful — built to get you paid twice as fast
Shared in seconds via email or messenger
One-click payment link in every invoice you send
Customers are reminded about overdue payments with smart notifications
Choose the right plan for your business
Choose the right plan for your business
Choose the right plan for your business
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Security is our top priority
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
Customer support, providing real-time care
Our support team speaks Italian and all other major European languages. Your issue will be solved the same day
Fast response time
Dedicated phone or video support
Interactive Help Center available 24 hours
Contact us on e-mail:
Customer support, providing real-time care
Our support team speaks Italian and all other major European languages. Your issue will be solved the same day
Fast response time
Dedicated phone or video support
Interactive Help Center available 24 hours
Contact us on e-mail:
Customer support, providing real-time care
Our support team speaks Italian and all other major European languages. Your issue will be solved the same day
Fast response time
Dedicated phone or video support
Interactive Help Center available 24 hours
Contact us on e-mail:
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
How safe is my money with Finom?
Do I get a Spanish IBAN?
Is my data safe with Finom?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
What documents do I need to open an account?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Does your support team speak my language?
Which legal forms does Finom support in Spain?
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
How safe is my money with Finom?
Do I get a Spanish IBAN?
Is my data safe with Finom?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
What documents do I need to open an account?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Does your support team speak my language?
Which legal forms does Finom support in Spain?
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
How safe is my money with Finom?
Do I get a Spanish IBAN?
Is my data safe with Finom?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
What documents do I need to open an account?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
How can I withdraw funds from my account or make deposits into it?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Does your support team speak my language?
Which legal forms does Finom support in Spain?