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Get 5% p.a. with our cards for business
Built for daily operations, trusted by 200,000+ EU entrepreneurs:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and Italian IBAN within 24 hours
Easy F24 filling, 6 months of fee-free pagoPA transfers, and MAV payments
Real human support, 7 days a week
Get 5% p.a. with our cards for business
Built for daily operations, trusted by 200,000+ EU entrepreneurs:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and Italian IBAN within 24 hours
Easy F24 filling, 6 months of fee-free pagoPA transfers, and MAV payments
Real human support, 7 days a week
Get 5% p.a. with our cards for business
Built for daily operations, trusted by 200,000+ EU entrepreneurs:
Fixed 5% p.a. for the first 5 months on EUR funds – withdraw anytime
From € 0 per month and Italian IBAN within 24 hours
Easy F24 filling, 6 months of fee-free pagoPA transfers, and MAV payments
Real human support, 7 days a week
Juventus B2B Financial Platform Partner
Top startups 2024
Fintech 100 2024
Best SME Banking Solutions Provider Overall 2024
Fintech 50 2024
Good Business Account 2024
Best Business Accounts 2024
Best Contribution to Economic Mobility & Financial Inclusion 2025
Top 100 rising european startups 2025
Juventus B2B Financial Platform Partner
Top startups 2024
Fintech 100 2024
Best SME Banking Solutions Provider Overall 2024
Fintech 50 2024
Good Business Account 2024
Best Business Accounts 2024
Best Contribution to Economic Mobility & Financial Inclusion 2025
Top 100 rising european startups 2025
Juventus B2B Financial Platform Partner
Top startups 2024
Fintech 100 2024
Best SME Banking Solutions Provider Overall 2024
Fintech 50 2024
Good Business Account 2024
Best Business Accounts 2024
Best Contribution to Economic Mobility & Financial Inclusion 2025
Top 100 rising european startups 2025
More than just a debit card
Get access to financial tools that help you manage your business
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
IT IBAN in 24 hours
Get access to financial tools that help you manage your businiess
Up to 3% cashback
Earn on every business purchase you make
E-invoicing
SdI and fatturaPA integrations to make sure you’re e-invoicing compliant
More than just a debit card
Get access to financial tools that help you manage your business
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
IT IBAN in 24 hours
Get access to financial tools that help you manage your businiess
Up to 3% cashback
Earn on every business purchase you make
E-invoicing
SdI and fatturaPA integrations to make sure you’re e-invoicing compliant
More than just a debit card
Get access to financial tools that help you manage your business
5% p.a. Interest Account
Get a fixed rate for your first 5 months with no lock-ins
IT IBAN in 24 hours
Get access to financial tools that help you manage your businiess
Up to 3% cashback
Earn on every business purchase you make
E-invoicing
SdI and fatturaPA integrations to make sure you’re e-invoicing compliant
Issue virtual and physical VISA cards for you and your team members
Issue virtual and physical VISA cards for you and your team members
Issue virtual and physical VISA cards for you and your team members
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Europe's best interest rate* for business accounts
Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months
Handle the bureaucracy from your pocket
Your card is connected to a business account built for Italian reality. Pay taxes and manage payslips in seconds
F24 Ordinario / Accise
Pay taxes in a few clicks. Clear error-proof form, no missed deadlines, no queues
Integrated pagoPA
New
Settle fees and public payments in seconds without leaving your Finom account
MAV/RAV
New
Manage payslips for your team, suppliers, and partners without the runaround
Handle the bureaucracy from your pocket
Your card is connected to a business account built for Italian reality. Pay taxes and manage payslips in seconds
F24 Ordinario / Accise
Pay taxes in a few clicks. Clear error-proof form, no missed deadlines, no queues
Integrated pagoPA
New
Settle fees and public payments in seconds without leaving your Finom account
MAV/RAV
New
Manage payslips for your team, suppliers, and partners without the runaround
Handle the bureaucracy from your pocket
Your card is connected to a business account built for Italian reality. Pay taxes and manage payslips in seconds
F24 Ordinario / Accise
Pay taxes in a few clicks. Clear error-proof form, no missed deadlines, no queues
Integrated pagoPA
New
Settle fees and public payments in seconds without leaving your Finom account
MAV/RAV
New
Manage payslips for your team, suppliers, and partners without the runaround
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Great customer service
The UI is good, but not very good. Anyway, I gave it 5 stars because the customer support was VERY fast and pro-active. Please, keep that up! I am a happy customer.
Jan Schulz
2 Nov 2026
Super Banking
Super Banking
Hisham Sharif Ahmed
5 Nov 2026
it just was good!
it just was good!
ALEXANDER
5 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Great customer service
The UI is good, but not very good. Anyway, I gave it 5 stars because the customer support was VERY fast and pro-active. Please, keep that up! I am a happy customer.
Jan Schulz
2 Nov 2026
Super Banking
Super Banking
Hisham Sharif Ahmed
5 Nov 2026
it just was good!
it just was good!
ALEXANDER
5 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Read real, authentic reviews
Aafterall good help from Finom.co
Afer a not so good experience, finom.co came with a other solution. I must wait on a new customer from USA. But they are trying to help to solve my problem. They tried every time to help me. In the beginning whit a chatbot. That didn’t give any right awnser. Later i had personal contact. This works s lot better. I hot a lot houd information that can send by WhatsApp to my costumer. I have send it to 1 in Australia. She told me her bank was accepting the iban and information.
She will try to do the payment endvof this month or in December, because her dog can’t fly before January. Hope everything goes well this time, because she us a big client. I lost some from the USA already.
Finom offerd me some compensation for thst. My tnx for all the time they put in to this to keep helping to solve my problems
A Phoelich
5 Nov 2026
Thank you for your service
Thank you for your service. Always quick and professional in responding to clients and helping in sorting out their issues.
Luka Jaksic
4 Nov 2026
They saved me...
I had a really hard time opening a business bank account for our company, which operates as a French branch (succursale) of a different country.
Most fintech banks couldn't open our account and many didn't support the SEPA business(which I needed most for tax officials and AMAZON), while opening an account with a traditional French bank was taking forever. They required so many documents, including financial statements and other paperwork.
What I especially needed was a bank account that supports SEPA B2B Direct Debits, and many fintech banks don't offer this feature. But Finom does!
The whole process took just 2–3 days, and it was surprisingly smooth and straightforward.
I still need to use the account and see how everything works in practice, but so far, Finom has been a lifesaver!
Thank you, Finom!
Jina Lee
4 Nov 2026
Great customer service
The UI is good, but not very good. Anyway, I gave it 5 stars because the customer support was VERY fast and pro-active. Please, keep that up! I am a happy customer.
Jan Schulz
2 Nov 2026
Super Banking
Super Banking
Hisham Sharif Ahmed
5 Nov 2026
it just was good!
it just was good!
ALEXANDER
5 Nov 2026
Nothing is free, but its ok
Nothing is free. But if the value for money is right, then that's fine. I believe everything is just right here.
Levente Szücs
19 Oct 2026
Very good & quick customer support
Very good & quick customer support. Much better than at other banks. However product UX is not the best. Running into avoidable problems regularly.
Daniel
14 Sept 2026
You helped me with one problem.
You helped me with one problem.
Margit Kühnel
23 Oct 2026
Cyclum Fin
We re waiting for accept of transfer but the contact with Finom is good
Andrey
19 Oct 2026
Recognized by the Media
Discover why the press calls us the future of business banking
Recognized by the Media
Discover why the press calls us the future of business banking
Recognized by the Media
Discover why the press calls us the future of business banking
Security is our top priority
Unlimited protected funds
We have a separate Safeguarding Foundation, supervised by DNB (Dutch Central Bank). Your money is untouchable, even if something happens to us
Regulated, supervised
Your funds are safeguarded in compliance with applicable EU regulations
Partnership with BNP Paribas
Your funds are double-secured by one of Europe's largest and safest multinational banks
GDPR- compliant
Finom’s protected servers are hosted in the European Union. Your data never leaves the EU
Passkeys and 3D Secure
We use passwordless authentication and one-time codes to protect your account
Security is our top priority
Unlimited protected funds
We have a separate Safeguarding Foundation, supervised by DNB (Dutch Central Bank). Your money is untouchable, even if something happens to us
Regulated, supervised
Your funds are safeguarded in compliance with applicable EU regulations
Partnership with BNP Paribas
Your funds are double-secured by one of Europe's largest and safest multinational banks
GDPR- compliant
Finom’s protected servers are hosted in the European Union. Your data never leaves the EU
Passkeys and 3D Secure
We use passwordless authentication and one-time codes to protect your account
Security is our top priority
Unlimited protected funds
We have a separate Safeguarding Foundation, supervised by DNB (Dutch Central Bank). Your money is untouchable, even if something happens to us
Regulated, supervised
Your funds are safeguarded in compliance with applicable EU regulations
Partnership with BNP Paribas
Your funds are double-secured by one of Europe's largest and safest multinational banks
GDPR- compliant
Finom’s protected servers are hosted in the European Union. Your data never leaves the EU
Passkeys and 3D Secure
We use passwordless authentication and one-time codes to protect your account
Human support team that won’t waste your time
Our support team speaks Italian and all other major European languages. For certain plans, we also provide a dedicated Account Manager
Fast response time
Competent help, one click away
Knowledge base that works
Contact us on e-mail:
Human support team that won’t waste your time
Our support team speaks Italian and all other major European languages. For certain plans, we also provide a dedicated Account Manager
Fast response time
Competent help, one click away
Knowledge base that works
Contact us on e-mail:
Human support team that won’t waste your time
Our support team speaks Italian and all other major European languages. For certain plans, we also provide a dedicated Account Manager
Fast response time
Competent help, one click away
Knowledge base that works
Contact us on e-mail:
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
How safe is my money with Finom?
Do I get an Italian IBAN?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Does Finom offer cashback?
Does your support team speak my language?
Is Finom secure?
Is it easy to open a business account with Finom?
I know my friend uses your service, do you have a referral program?
Which legal forms does Finom support in Italy?
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
How safe is my money with Finom?
Do I get an Italian IBAN?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Does Finom offer cashback?
Does your support team speak my language?
Is Finom secure?
Is it easy to open a business account with Finom?
I know my friend uses your service, do you have a referral program?
Which legal forms does Finom support in Italy?
FAQ
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
How safe is my money with Finom?
Do I get an Italian IBAN?
How does a Finom business account differ from a traditional bank account?
Under which license does Finom operate?
Can entrepreneurs from any country open an account?
As a US citizen, can I open an account for my business operating in the EU, and is FATCA compliance required?
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Does Finom offer cashback?
Does your support team speak my language?
Is Finom secure?
Is it easy to open a business account with Finom?
I know my friend uses your service, do you have a referral program?
Which legal forms does Finom support in Italy?