Offer valid October 29 – November 30, 2025

Business account with no bureaucracy. Enjoy 3 months free!

Get an Italian IBAN in 24h. Send invoices and F24s in seconds. Enjoy human support a message away — all in one app for entrepreneurs.

Activate free 3 months

Account built for businesses in Italy

Less repetitive work. More local essentials and automation so your business runs on ease.

F24 Ordinario/Accise Pay taxes directly from your Finom account. Records tax-ready – no more stress about deadlines or errors.
Built-in e-invoicing Send custom invoices, get paid up to 20% faster, enjoy auto-matched receipts. Everything syncs beautifully.
PagoPA Coming soonSettle fees and public payments in seconds without leaving your Finom account – it’s all integrated.
MAV/RAV Coming soonManage payslips for your team, suppliers, and partners without the runaround.

Open account

Business flows better with Finom

All essentials for your daily finance in one sleek, intuitive mobile app — no switching tools or tabs, no extra work.

Pay anywhere

with ApplePay or GooglePay

Exceptional up to

cashback

Free VISA cards. Physical and virtual.

EU transfers under control

24/7

in 10 seconds

Control on the go

All finances in one secure place

International payments to 150+ countries

200K+ EU businesses can’t be wrong

They came for the features and stayed for the peace of mind. Read authentic reviews from our real customers.

Alexander

Ergonomic platform, very clear to create your company.

Maria

Everything is well thought out and super simple to use. I highly recommend Finom, especially if you're just starting out.

Peter

Responsiveness, ease of use, prices lower than the market. It's great to have a tool like this available for a small business.

Christina

Finom is 10 times better and more modern than comparable platforms, the price is very reasonable. I've never experienced such a smooth integration process when opening an account.

Philip

Opening an account is easy. We stay constantly informed of account access and activity, with 2-factor authentication. I'm really satisfied with the service!

Anna

Everything is clear, with no hidden costs, and with a great team on hand to do everything they can to support you! The app is very user-friendly with lots of possibilities.

Fair pricing, tailored to you

Flexible plans that fit your business needs today, not the other way around.

Paid Yearly-20%Paid monthly

Solo

For freelancers who need simple, essential features

Promo

Basic

For individual entrepreneurs or small teams taking their first steps. Simple, essential tools to start and stay in control

Promo

Smart

For small to medium-sized businesses with straightforward needs. Flexible tools and higher limits for daily operations

€ 0 / month€ 0 / monthOpen account

€ 21 € 0 / month€ 17 € 0 / monthActivate offer and enjoy 3 free months free

€ 45 € 0 / month€ 37 € 0 / monthActivate offer and enjoy 3 free months free

Business account

Users included

1

Users included

2

Users included

Cashback

0%

Cashback

1%

Cashback

3%

AI Assistant

Chat support

Up to 1 business day

Chat support

Up to 3 hours

Chat support

Up to 3 minutes

Account Manager

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€2 500

Free outgoing SEPA transfers

€25 000

Free outgoing SEPA transfers

€50 000

Free VISA physical cards per user

0

Free VISA physical cards per user

1

Free VISA physical cards per user

3

Free VISA virtual cards per user

1

Free VISA virtual cards per user

3

Free VISA virtual cards per user

10

Outgoing international payments

1%

Outgoing international payments

0.50%

Outgoing international payments

0.40%

Role and user management

Scheduled payments

Bulk payments

Promo

Basic

For individual entrepreneurs or small teams taking their first steps. Simple, essential tools to start and stay in control

Promo

Smart

For small to medium-sized businesses with straightforward needs. Flexible tools and higher limits for daily operations

You save € 360

Pro

For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits

€ 21 € 0 / month€ 17 € 0 / monthActivate offer and enjoy 3 free months free

€ 45 € 0 / month€ 37 € 0 / monthActivate offer and enjoy 3 free months free

excl. VAT

€ 149 / month€ 119 / monthApply now

Business account

Users included

2

Users included

Cashback

1%

Cashback

3%

Cashback

unlimited cashback up to 0,5%

AI Assistant

Chat support

Up to 3 hours

Chat support

Up to 3 minutes

Chat support

Up to 3 minutes

Account Manager

Account Management Team

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€25 000

Free outgoing SEPA transfers

€50 000

Free outgoing SEPA transfers

€100 000

Free VISA physical cards per user

1

Free VISA physical cards per user

3

Free VISA physical cards per user

3

Free VISA virtual cards per user

3

Free VISA virtual cards per user

10

Free VISA virtual cards per user

Outgoing international payments

0.50%

Outgoing international payments

0.40%

Outgoing international payments

0.20%

Role and user management

Scheduled payments

Bulk payments

You save € 360

Pro

For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits

You save € 1,080

Grow

For small to medium-sized businesses scaling at speed. Our most comprehensive package with concierge-level support and full customization

excl. VAT

€ 149 / month€ 119 / monthApply now

excl. VAT

€ 339 / month€ 249 / monthApply now

Business account

Users included

Cashback

unlimited cashback up to 0,5%

Cashback

unlimited cashback up to 1%

AI Assistant

Chat support

Up to 3 minutes

Chat support

Up to 3 minutes

Account Manager

Account Management Team

Account Manager

Dedicated Account Manager

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€100 000

Free outgoing SEPA transfers

Free VISA physical cards per user

3

Free VISA physical cards per user

3

Free VISA virtual cards per user

Outgoing international payments

0.20%

Outgoing international payments

0.10%

Role and user management

Scheduled payments

Bulk payments

Custom

Customize your plan and unlock exclusive benefits with Finom:

Set personalized limits
Tailor your international payments
Enjoy the highest cashback rates
Handle unpredictable inquiries with ease

Apply now

Customer support, providing real-time care

Help is just a click away

Interactive Help Center available 24 hours

24/7

Fast response time

Contact us on e-mail: [email protected]

Security is our top priority

GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords

Learn more

FAQ

Who can use the business account for free for 3 months?
The promotion applies to all Finom customers who open a Business Account between October 29 and November 30, 2025. The offer is valid only for the Basic and Smart plans.
What do I need to do to join the promotion?
Select your preferred business account plan (Basic or Smart) and start the onboarding process. The offer will be applied automatically if you sign up during the promotional period.
What happens after the promotional period ends?
Unless you cancel or switch plans, the regular monthly subscription fee will apply after three months.
What if I realize I need higher limits or more users? Can I upgrade?
Yes, you can upgrade your plan at any time. However, the promotion is only valid for the Basic and Smart plans.
Are all features free during the promotion?
For three months from the activation date, you will not pay any fees for your chosen plan – the business account itself will be free of charge. However, additional transaction or service fees may apply.
What is Finom?
Finom is a European fintech company built for entrepreneurs and small to medium-sized enterprises. We believe that small businesses are the foundation of the European economy, so our goal is to simplify the lives of those who provide for half of Europe. We came to bring the technologies of the future to business management processes for entrepreneurs, enabling them to spend their resources where it matters the most: on their businesses and themselves. That’s why we combined all these different financial services, such as accounting, financial management, and a business account, into one convenient solution. Early-stage businesses can sign up for an online account within minutes and immediately enjoy our features’ advantages via our mobile and web apps.
Do I get an Italian IBAN?
Yes, you will! Finom has a license that allows customers to receive an Italian IBAN.
How does a Finom business account differ from a traditional bank account?
Finom is a fintech company and NOT a bank. Finom allows you to access some services associated with traditional banking, such as payments, withdrawals, and cards, but in the fastest and smartest way. With Finom, you can set up a business account in a few seconds, check your balance on the go, get cashback of up to 3%, create and send invoices, rely on real-time customer support, delegate tasks to team members, monitor your expenses and incomes, and have them categorized according to your habits.
Can I make SEPA and international transfers with Finom (like SWIFT or similar)?
Yes, Finom allows you to send payments within the SEPA zone and international payments worldwide.
Is Finom secure?
Absolutely! We use advanced anti-fraud techniques, double encryption, and the TLS protocol to protect your personal and transfer data. Your finances are in safe hands with Finom – here, you can read more about our security policy.
Which legal forms does Finom support in Italy?
Currently, we accept Italian companies with the following legal forms:
Ditta Individuale
Libero professionista
Società in nome collettivo (SNC)
Società Semplice (SS)
Società a responsabilità limitata (SRL)
Società consortile a responsabilità limitata (SCARL)
Società a responsabilità limitata semplice (SRLS)
Società europea (SE)
Società in accomandita per azioni (SAPA)
Società in accomandita semplice (SAS)
Società per azioni (SPA)
Società Consortile per Azioni (SCPA)

Business account with no bureaucracy. Enjoy 3 months free!

Account built for businesses in Italy

Test drive Finom. 3 months for FREE.

Business flows better with Finom

200K+ EU businesses can’t be wrong

Fair pricing, tailored to you

All-in-one Business Platform

Customer support, providing real-time care

Security is our top priority

GDPR Compliance

Reliable partners

Safeguarded funds: unlimited

Passkeys and 3D Secure

FAQ

Who can use the business account for free for 3 months?

What do I need to do to join the promotion?

What happens after the promotional period ends?

What if I realize I need higher limits or more users? Can I upgrade?

Are all features free during the promotion?

What is Finom?

Do I get an Italian IBAN?

How does a Finom business account differ from a traditional bank account?

Can I make SEPA and international transfers with Finom (like SWIFT or similar)?

Is Finom secure?

Which legal forms does Finom support in Italy?