Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
/ month
excl. VAT
/ month
excl. VAT
You save € 360
Grow
The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities
/ month
excl. VAT
/ month
excl. VAT
You save € 1,080
Business account
Business account
Users included
Users included
Cashback
unlimited cashback up to 0,5%
Cashback
unlimited cashback up to 1%
AI Assistant
AI Assistant
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Dedicated Account Manager
Account Manager Team
Dedicated Account Manager
Dedicated Account Manager
Recognition of invoices and receipts
Recognition of invoices and receipts
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 100.000
Free outgoing SEPA transfers
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international payments
0.20 %
Outgoing international payments
0.10 %
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Custom
Customize your plan and unlock exclusive benefits with Finom:
- Set personalized limits
- Tailor your international payments
- Enjoy the highest cashback rates
- Handle unpredictable inquiries with ease
All-in-one Business Platform
You save € 360
You save € 1,080
Business Account
Personal IBAN (unique account number for global transfers)
Multiaccounts
Cashback
unlimited cashback up to 0,5%
unlimited cashback up to 1%
Users included
Expense management
Team cards personalization
AI Assistant
Chat support
Up to 3 minutes
Up to 3 minutes
Email support
Up to 30 minutes
Up to 30 minutes
Weekend support
Account Manager
Account Manager Team
Dedicated Account Manager
Provided by Finom Payments
SEPA payments
Transfers between Finom's users in a few seconds
Extra SEPA OUT & Direct Debit transfers (per month)
0 € - 2499 €
0 %
0 %
2 500 € - 10 000 €
0 %
0 %
10 000 € - 25 000 €
0 %
0 %
25 000 € - 50 000 €
0 %
0 %
50 000 € - 100 000 €
0 %
0 %
100 000 € +
0.025 %
0 %
SEPA Instant transfers
Decline of Direct Debit
5 €
5 €
Scheduled payments
Bulk payments
Card payments
Free physical card
3 per user
3 per user
Monthly card payment limit
€100,000
€100,000
Monthly ATM withdrawal limit
5.000 €
5.000 €
Card payments in foreign currency (non-EUR)
0 € - 500 €
0 %
0 %
500 € - 1.000 €
1 %
1 %
1.000 €+
1 %
1 %
ATM withdrawals in foreign currency (non-EUR)
1 %
1 %
Card payments for certain MCCs (%, minimum 1 €)
0 € - 500 €
% 1
% 1
500 € - 2.500 €
% 1
% 1
2.500 € - 5.000 €
% 2
% 2
5.000 €+
% 3
% 3
ATM withdrawal amounts (applicable for all cards)
0 € - 500 €
% 0
% 0
500 € - 2.000 €
% 0
% 0
2.000 € - 5.000 €
% 3
% 3
5.000 € - 10.000 €
% 5
% 5
10.000 €+
% 8
% 8
Monthly fee for the inactive physical card
0 €
0 €
Virtual cards
Monthly fee for virtual VISA Card
0 €
0 €
Monthly fee for the inactive virtual card
0 €
0 €
Free Card Express delivery
Basic card limits management
Advanced card limits management
Special offers
International payments
Incoming international payments (fee per payment)
5 €
5 €
Outgoing international payments (fee per payment)
5 €
5 €
Fee for the outgoing volume of international payments
0.20 %
0.10 %
Coverage of the International transfer cost, optional
35 €
35 €
Accounting & Invoicing
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Role and user management
Visual analytics of income and expenses
Customization of invoice templates
Additional fees for special services
Express delivery of Finom Card
Reference letter fee for business
80 €
80 €
Business Account Closure Refund Processing Fee
5 €
5 €
Recall of outgoing SEPA SCT
15 €
15 €
Inquiry on SEPA SCT (Payment Investigation)
15 €
15 €
Recall of international payments
60 €
60 €
Outgoing payment investigation
45 €
45 €
Incoming payment investigation
50 €
50 €
Fee for providing MT103
20 €
20 €
Fee for MT199 request
45 €
45 €
Audit confirmation statement
100 €
100 €
Refusal to redeem an authorized direct debit due to insufficient account balance
1 €
1 €
Unarranged negative balance on Finom Business Account
1 € per day
1 € per day
Dunning letter (per letter)
5 €
5 €
Card dispute for an authorised transaction (per transaction)
30 €
30 €
Administrating irregularities applied to the Finom Business Account
25 €
25 €
Personal account manager
Onboarding fee
Applied individually
Applied individually
Compliance fee
Applied individually
Applied individually
Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.
For our detailed price list, download PDF here
