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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Corporate

For larger businesses requiring advanced features, higher limits, and greater flexibility

€ 149

/ month

excl. VAT

€ 119

/ month

excl. VAT

You save € 360

Apply now
Recommended

Enterprise

The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities

€ 339

/ month

excl. VAT

€ 249

/ month

excl. VAT

You save € 1,080

Apply now

Business account

Business account

Users included

10

Users included

15

Multiaccounts

Multiaccounts

Cashback

unlimited cashback up to 0,5%

Cashback

unlimited cashback up to 1%

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

0,5 %

Outgoing international payments

0,3 %

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Custom

Customize your plan and unlock exclusive benefits with Finom:

  • Set personalized limits
  • Tailor your international payments
  • Enjoy the highest cashback rates
  • Handle unpredictable inquiries with ease
Contact our team

All-in-one Business Platform

Plans

Corporate

€ 149/ month€ 119/ month excl. VAT

You save € 360

Apply now

Enterprise

€ 339/ month€ 249/ month excl. VAT

You save € 1,080

Apply now
Business Account
Personal IBAN (unique account number for global transfers)
Multiaccounts
Cashback
unlimited cashback up to 0,5%
unlimited cashback up to 1%
Users included
10
15
Monthly fee for extra team member
€ 15
€ 15
Dedicated Account Manager
Accounting & Invoicing
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Fee per recognized document (free while beta)
€ 0
€ 0
Role and user management
Visual analytics of income and expenses
Customization of invoice templates
Provided by Finom PaymentsSEPA payments
Transfers between Finom's users in a few seconds
Outgoing SEPA transfers
€ 0
€ 0
Extra SEPA OUT & Direct Debit transfers (per month)
0,1 % after € 200,000
0 %
SEPA Instant transfers
€ 0 - € 500
€ 0
€ 0
€ 500 - € 2,000
€ 0
€ 0
€ 2,000+
€ 0
€ 0
Decline of Direct Debit
€ 5
€ 5
Scheduled payments
Bulk payments
Card payments
Physical VISA card issuance per user
3
3
Monthly card payment limit
€ 100,000
€ 100,000
Monthly ATM withdrawal limit
€ 5,000
€ 5,000
Card payments in foreign currency (non-EUR)
€ 0 - € 500
0 %
0 %
€ 500 - € 1,000
1 %
1 %
€ 1,000+
1 %
1 %
ATM withdrawals in foreign currency (non-EUR)
1 %
1 %
Card payments for certain MCCs (%, minimum € 1)
€ 0 - € 500
1 %
1 %
€ 500 - € 2,500
1 %
1 %
€ 2,500 - € 5,000
2 %
2 %
€ 5,000+
3 %
3 %
ATM withdrawal amounts (applicable for all cards)
€ 0 - € 500
0 %
0 %
€ 500 - € 2,000
0 %
0 %
€ 2,000 - € 5,000
3 %
3 %
€ 5,000 - € 10,000
5 %
5 %
€ 10,000+
8 %
8 %
Monthly fee for physical VISA card
€ 0
€ 0
Monthly fee for the inactive physical card
€ 1
€ 1
Virtual VISA card issuance
Monthly fee for virtual VISA Card
€ 0
€ 0
Monthly fee for the inactive virtual card
€ 0
€ 0
Special offers
International payments
Outgoing international payments (fee per payment)
€ 5
€ 5
Incoming international payments (fee per payment)
€ 5
€ 5
Fee for the volume of outgoing international payments
0,5 %
0,3 %
Coverage of the International transfer cost, optional
€ 35
€ 35
Additional fees for special services
Monthly fee for extra wallet
€ 15 after 10
€ 15 after 15
Express delivery of Finom Card
€ 15
€ 15
Reference letter fee for business
€ 80
€ 80
Business Account Closure Refund Processing Fee
€ 5
€ 5
Recall of outgoing SEPA SCT
€ 15
€ 15
Inquiry on SEPA SCT (Payment Investigation)
€ 15
€ 15
Recall of international payments
€ 60
€ 60
Outgoing payment investigation
€ 45
€ 45
Incoming payment investigation
€ 50
€ 50
Fee for providing MT103
€ 20
€ 20
Fee for MT199 request
€ 45
€ 45
Audit confirmation statement
€ 100
€ 100
Refusal to redeem an authorized direct debit due to insufficient account balance
€ 1
€ 1
Unarranged negative balance on Finom Business Account
€ 1 per day
€ 1 per day
Dunning letter (per letter)
€ 5
€ 5
Card dispute for an authorised transaction (per transaction)
€ 30
€ 30
Administrating irregularities applied to the Finom Business Account
€ 25
€ 25
Personal account manager
Onboarding fee
Applied individually
Applied individually
Compliance fee
Applied individually
Applied individually

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here