Pricing | EU

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Paid Yearly-20%Paid monthly

Corporate

For larger businesses requiring advanced features, higher limits, and greater flexibility

€ 149

/ month

€ 119

/ month

You save € 360

Apply now

Recommended

Enterprise

The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities

€ 339

/ month

€ 249

/ month

You save € 1,080

Apply now

Business account

Users included

Multiaccounts

Cashback

unlimited cashback up to 0,5%

Cashback

unlimited cashback up to 1%

Dedicated Account Manager

Accounting & Invoicing

Accountant access

Smart Invoicing

Reconciliation of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

0,5 %

Outgoing international payments

0,3 %

Scheduled payments

Bulk payments

All-in-one Business Platform

Business Account

Multiaccounts

Cashback

unlimited cashback up to 0,5%

unlimited cashback up to 1%

Monthly fee for extra team member

€ 15

Dedicated Account Manager

Accounting & Invoicing

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Fee per recognized document (free while beta)

€ 0

Role and user management

Visual analytics of income and expenses

Customization of invoice templates

Provided by Finom PaymentsSEPA payments

Transfers between Finom's users in a few seconds

SEPA Instant transfers

€ 0 - € 500

€ 1

€ 500 - € 2,000

€ 3

€ 2,000+

€ 5

Decline of Direct Debit

€ 5

Scheduled payments

Bulk payments

Card payments

Physical VISA card issuance per user

Monthly card payment limit

€ 100,000

Monthly ATM withdrawal limit

€ 5,000

Card payments in foreign currency (non-EUR)

€ 0 - € 500

0 %

€ 500 - € 1,000

1 %

€ 1,000+

1 %

ATM withdrawals in foreign currency (non-EUR)

1 %

Card payments for certain MCCs (%, minimum € 1)

€ 0 - € 500

1 %

€ 500 - € 2,500

1 %

€ 2,500 - € 5,000

2 %

€ 5,000+

3 %

ATM withdrawal amounts (applicable for all cards)

€ 0 - € 500

0 %

€ 500 - € 2,000

0 %

€ 2,000 - € 5,000

3 %

€ 5,000 - € 10,000

5 %

€ 10,000+

8 %

Monthly fee for physical VISA card

€ 0

Monthly fee for the inactive physical card

€ 0

Virtual VISA card issuance

Monthly fee for virtual VISA Card

€ 0

Monthly fee for the inactive virtual card

€ 0

International payments

Outgoing international payments (fee per payment)

€ 5

Incoming international payments (fee per payment)

€ 5

Fee for the volume of international payments

0,5 %

0,3 %

Coverage of the International transfer cost, optional

€ 35

Additional fees for special services

Express delivery of Finom Card

€ 15

Reference letter fee for business

€ 80

Business Account Closure Refund Processing Fee

€ 5

Recall of outgoing SEPA SCT

€ 15

Inquiry on SEPA SCT (Payment Investigation)

€ 15

Recall of international payments

€ 60

Outgoing payment investigation

€ 45

Incoming payment investigation

€ 50

Fee for providing MT103

€ 20

Fee for MT199 request

€ 45

Audit confirmation statement

€ 100

Refusal to redeem an authorized direct debit due to insufficient account balance

€ 1

Unarranged negative balance on Finom Business Account

€ 1 per day

Dunning letter (per letter)

€ 5

Card dispute for an authorised transaction (per transaction)

€ 30

Administrating irregularities applied to the Finom Business Account

€ 25

Personal account manager

Onboarding fee

Applied individually

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here