Fearlessly transfer large amounts
Intuitively easy processes eliminate stress and any kind of mistakes





Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Maximize your savings with a cashback system designed for medium and large companies


Manage money in different currencies with no restrictions or fees

Low fees for all global payments in
countries
Fast and secure transfers & Direct Debits

Intuitively easy processes eliminate stress and any kind of mistakes

Manage account access and control team expenses from the unified interface

Get to know your personal account manager who's always by your side








From solopreneurs to scaleups – whatever your size, Finom fits
And accounting-ready data export made in few clicks

For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits
For small to medium-sized businesses scaling at speed. Our most comprehensive package with concierge-level support and full customization
Business account
Business account
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Dedicated Account Manager
Account Management Team
Dedicated Account Manager
Dedicated Account Manager
Recognition of invoices and receipts
Recognition of invoices and receipts
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international payments
0.20%
Outgoing international payments
0.15%
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Compare plans
ProYou save € 360
GrowYou save € 1,080
Business Account
Multiaccounts
Users included
AI Assistant
Chat support
Up to 3 minutes
Up to 3 minutes
Email support
Up to 30 minutes
Up to 30 minutes
Weekend support
Account Manager
Account Management Team
Dedicated Account Manager
Provided by Finom Payments
SEPA payments
Transfers between Finom's users in a few seconds
€0 - €2 500
0%
0%
€2 500 - €10 000
0%
0%
€10 000 - €25 000
0%
0 %
€25 000 - €50 000
0%
0 %
€50 000 - €100 000
0%
0 %
€100 000 +
0.025%
0 %
SEPA Instant transfers
Decline of Direct Debit
5 €
5 €
Scheduled payments
Bulk payments
Card payments
Free physical card
3 per user
3 per user
Monthly card payment limit
€100 000
€200 000
Monthly ATM withdrawal limit
5.000 €
5.000 €
Card payments in foreign currency (non-EUR)
€0 - €500
0%
0%
€500 - €1 000
0%
0%
€1 000 +
1%
1%
ATM withdrawals in foreign currency (non-EUR)
1 %
1 %
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
1 %
1 %
€500 - €2 500
1 %
1 %
€2 500 - €5 000
2 %
2 %
€ 5 000 +
3 %
3 %
ATM withdrawal amounts (applicable for all cards)
€0 - €500
0 %
0 %
€500 - €2 000
0 %
% 0
€2 000 - €5 000
3 %
3 %
€5 000 - €10 000
5 %
5 %
€10 000 +
8 %
8 %
Virtual cards
Monthly fee for virtual VISA Card
€0
€0
Free Card Express delivery
Prime Card monthly maintenance
€14,99
€14,99
International payments
Incoming international payments (fee per payment)
5 €
5 €
Outgoing international payments (fee per payment)
5 €
5 €
Fee for the outgoing volume of international payments
0.20%
0.15%
Intermediary bank fee protection for SWIFT payments, optional
35 €
35 €
Accounting & Invoicing
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Role and user management
Visual analytics of income and expenses
Customization of invoice templates
Additional fees for special services
Express delivery of Finom Card
Reference letter fee for business
€80
€80
Business Account Closure Refund Processing Fee
€5
€5
Recall of outgoing SEPA SCT
€15
€15
Inquiry on SEPA SCT (Payment Investigation)
€15
€15
Recall of international payments
€60
€60
Outgoing payment investigation
€45
€45
Incoming payment investigation
€50
€50
Fee for providing MT103
€20
€20
Fee for MT199 request
€45
€45
Audit confirmation statement
€100
€100
Refusal to redeem an authorized direct debit due to insufficient account balance
€1
€1
Unarranged negative balance on Finom Business Account
€1 per day
€1 per day
Dunning letter (per letter)
€5
€5
Card dispute for an authorised transaction (per transaction)
€15
€15
Administrating irregularities applied to the Finom Business Account
€25
€25
Personal account manager
Onboarding fee
Applied individually
Applied individually
Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.
For our detailed price list, download PDF here
Open an account in minutes for a lifetime of business possibilities worldwide


Our servers are protected and hosted in the European Union
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Your money is protected with secure passwordless authentication and single-use passwords
Help is just a click away

Interactive Help Center available 24 hours

Fast response time
