Global corporate payments with no limits

Enjoy unlimited cashback on all card transactions, even the biggest ones. Spend and receive money like a local in 150+ countries.
Go borderless

Timing that breaks patterns

Get your account opened fully online in 24 hours to send and get money from anyone, anywhere
  • 5% p.a. Interest Account

    Get a fixed rate for your first 5 months with no lock-ins

  • Lowest exchange rates

  • Fixed and low transaction fees

  • Up to 1% of unlimited cashback

Start saving on fees

Europe's best interest rate* for business accounts

Stop leaving money on the table. Earn high-yield interest on your idle EUR business funds – at Europe’s best interest rate* for business accounts. 5% p.a. fixed for the first 5 months

Boost your business with unlimited cashback

Maximize your savings with a cashback system designed for medium and large companies

  • Up to 1% cashback on all card expenses

  • Up to €200,000 in monthly transaction limit for each card

  • Unlimited free virtual cards

Send more, spend less

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees
Currencies exchange at great rates

Manage money in different currencies with no restrictions or fees

Low fees for all global payments in

countries

Fast and secure transfers & Direct Debits

Up to 75% transfers within the same day

We save your time and maximize efficiency at every turn
  • Open account in days, not months. The whole process is 3 times faster with a personal manager

  • Instantly exchange 17+ currencies from your phone or desktop

  • Single IBAN for any currency – no more mess of numbers or forced conversion

Exchange money and transfer worldwide

3 times cheaper than at traditional banks
  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Send and receive funds with a fixed fee of €5

  • Store money with no commission in any of the 17 currencies available

  • Expect up to 75% of global transactions to come within the same day

Fearlessly transfer large amounts

Intuitively easy processes eliminate stress and any kind of mistakes

  • Transparent rates, one mark-up for all currencies. No matter the amount

  • Real-time rates to exchange money in the most favorable moment

  • No forced conversion or sum limits on exchange or transfers

  • All fees clearly shown in advance of any transaction

Team management

Manage account access and control team expenses from the unified interface

  • Issue, top up or limit cards for employees in a few clicks

  • Provide limited or unlimited access for external accountant

  • Generate bulk export of documents and transaction data

You're never on your own

Get to know your personal account manager who's always by your side

  • Dedicated help in sorting out international payments subtleties

  • Assistance via phone, chat, or email, response time <1 minute

  • Careful transfer documents check done by the real person, not the machine

Join 200K+ users across Europe doing business the easy way

From solopreneurs to scaleups – whatever your size, Finom fits

Streamlined daily operations

And accounting-ready data export made in few clicks

  • Track your expenses, collect and store documents

  • Customize your reports and categorize transactions

  • Get VAT extraction automated

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.
You save 360

Pro

For small to medium-sized businesses ready to scale. The flexibility to grow with advanced features and higher limits

Business account

Users included

Cashback

unlimited cashback up to 0,5%

AI Assistant

Chat support

Up to 3 minutes

Dedicated Account Manager

Account Management Team

Recognition of invoices and receipts

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€100 000

Free VISA physical cards per user

3

Free VISA virtual cards per user

Outgoing international payments

0.20%

Role and user management 

Scheduled payments

Bulk payments

Custom

Customize your plan and unlock exclusive benefits with Finom:

  • Set personalized limits

  • Tailor your international payments

  • Enjoy the highest cashback rates

  • Handle unpredictable inquiries with ease

Apply now

Compare plans

All-in-one Business Platform

Plans

ProYou save 360

GrowYou save 1,080

Business Account

Personal IBAN (unique account number for global transfers)

Multiaccounts

Cashback

unlimited cashback up to 0,5%

unlimited cashback up to 1%

Users included

Expense management

Team cards personalization

AI Assistant

Chat support

Up to 3 minutes

Up to 3 minutes

Email support

Up to 30 minutes

Up to 30 minutes

Weekend support

Account Manager

Account Management Team

Dedicated Account Manager

Provided by Finom Payments

SEPA payments

Transfers between Finom's users in a few seconds

Extra SEPA OUT & Direct Debit transfers (per month)

€0 - €2 500

0%

0%

€2 500  - €10 000

0%

0%

€10 000 - €25 000

0%

0 %

€25 000 - €50 000

0%

0 %

€50 000 - €100 000

0%

0 %

 €100 000 +

0.025%

0 %

SEPA Instant transfers

Decline of Direct Debit

5 €

5 €

Scheduled payments

Bulk payments

Card payments

Free physical card

3 per user

3 per user

Monthly card payment limit

€100 000

€200 000

Monthly ATM withdrawal limit

5.000 €

5.000 €

Card payments in foreign currency (non-EUR)

€0 - €500

0%

0%

€500 - €1 000

0%

0%

€1 000 +

1%

1%

ATM withdrawals in foreign currency (non-EUR)

1 %

1 %

Card payments for certain MCCs (%, minimum 1 €)

€ 0 - € 500

1 %

1 %

€500 - €2 500

1 %

1 %

€2 500 - €5 000

2 %

2 %

€ 5 000 +

3 %

3 %

ATM withdrawal amounts (applicable for all cards)

€0 - €500

0 %

0 %

€500 - €2 000

0 %

% 0

€2 000 - €5 000

3 %

3 %

€5 000 - €10 000

5 %

5 %

€10 000 +

8 %

8 %

Monthly fee for the inactive physical card

€0

€0

Virtual cards

Monthly fee for virtual VISA Card

€0

€0

Monthly fee for the inactive virtual card

0 €

0 €

Free Card Express delivery

Basic card limits management

Advanced card limits management

Special offers

Prime Card

Prime Card monthly maintenance

€14,99

€14,99

Cashback

1%

1%

Free card payments in foreign currency (non-EUR)

€20 000

€20 000

Free access to business lounge

2

2

Free eSIMs

1

1

Monthly fee for nonactive card

€0

€0

Express delivery for physical cards

€0

€0

International payments

Incoming international payments (fee per payment)

5 €

5 €

Outgoing international payments (fee per payment)

5 €

5 €

Fee for the outgoing volume of international payments

0.20%

0.15%

Fee for the outgoing volume of international payments (Local network transfer)

0%

0%

Intermediary bank fee protection for SWIFT payments, optional

35 €

35 €

Accounting & Invoicing

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Role and user management

Visual analytics of income and expenses

Customization of invoice templates

Additional fees for special services

Express delivery of Finom Card

Reference letter fee for business

€80

€80

Business Account Closure Refund Processing Fee

€5

€5

Recall of outgoing SEPA SCT

€15

€15

Inquiry on SEPA SCT (Payment Investigation)

€15

€15

Recall of international payments

€60

€60

Outgoing payment investigation

€45

€45

Incoming payment investigation

€50

€50

Fee for providing MT103

€20

€20

Fee for MT199 request

€45

€45

Audit confirmation statement

€100

€100

Refusal to redeem an authorized direct debit due to insufficient account balance

€1

€1

Unarranged negative balance on Finom Business Account

€1 per day

€1 per day

Dunning letter (per letter)

€5

€5

Card dispute for an authorised transaction (per transaction)

€15

€15

Administrating irregularities applied to the Finom Business Account

€25

€25

Personal account manager

Onboarding fee

Applied individually

Applied individually

Compliance fee

Applied individually

Applied individually

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here

Achieve your financial superpower

Open an account in minutes for a lifetime of business possibilities worldwide

Security is our top priority

security-label
  • GDPR Compliance

    Our servers are protected and hosted in the European Union

    gdpr
  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

    banks
  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

    dnb
  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

    3d-secure

Customer support, providing real-time care

Help is just a click away

Interactive Help Center available 24 hours

Fast response time