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Global corporate payments with no limits

Enjoy unlimited cashback on all card transactions, even the biggest ones. Spend and receive money like a local in 150+ countries.

Go borderless

Fast. Reliable. Effortless.

Effect your payments and control expenses

  • Transparent fees and rates

  • Automated, effortless accounting

  • Up to 1% unlimited cashback

  • Team expense management

Boost your business with unlimited cashback

Maximize your savings with a cashback system designed for medium and large companies

  • Up to 1% cashback on all card expenses
  • Up to €200,000 in monthly transaction limit for each card
  • Unlimited free virtual cards

What our customers say

Joaquim da Silva

TMJ Coaching, CEO

1/4

I started my business because I value freedom

In 2021, I graduated and decided to use my healthcare skills and fitness knowledge to help people who want to get healthy. That’s when I opened TJM Coaching. It started as an online service, but now I offer both online and offline sessions. From tailored meal plans to personalized health advice, we're dedicated to empowering people to achieve their wellness goals.

Read the story

AJ

Beat Em Hub, co-founder

2/4

Finom has been a vital part of our business

Before Beat Em Hub, I worked full-time in the gaming industry, which inspires me every day. The passion and creativity of the people in this field fuel our teamwork and encourage us to push boundaries. Our team currently consists of seven members.

Read the story

Tanja Leipnitz

DuniDun, CEO

3/4

Finom has positively impacted my business

I’ve always wanted to be an entrepreneur. Even when I had a regular job, I tried pursuing entrepreneurship because I love spontaneity and flexibility. So four years ago, I started as a sole entrepreneur with nothing – no employees, no physical location.

Read the story

Masiha Arsalan

Business Development Director at Fluid Work

4/4

After all, business is all about people

My name is Masiha Arsalan and I’m the co-founder and Business Development Director of Fluid Work. My professional background comes from biotechnology: I’ve been working in this field for about 7 years.

Read the story

Send more, spend less

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees.

  • 20+ Currencies exchange at great rates

  • SEPA Fast and secure transfers & Direct Debits

  • Manage money in 24 currencies with no restrictions or fees

  • Low fees for all global payments in 150+ countries

Up to 75% transfers within the same day

We save your time and maximize efficiency at every turn

  • Open account in days, not months. The whole process is 3 times faster with a personal manager
  • Instantly exchange 20+ currencies from your phone or desktop
  • Single IBAN for any currency – no more mess of numbers or forced conversion

Exchange money and transfer worldwide

3 times cheaper than at traditional banks

  • Discover our exceptional exchange rates: Interbank + 0,5%

  • Store money with no commission in any of the 24 currencies available

  • Send and receive funds with a fixed fee of €5

  • Expect up to 75% of global transactions to come within the same day

Fearlessly transfer large amounts

Intuitively easy processes eliminate stress and any kind of mistakes

  • Transparent rates, one mark-up for all currencies. No matter the amount
  • Real-time rates to exchange money in the most favorable moment
  • No forced conversion or sum limits on exchange or transfers
  • All fees clearly shown in advance of any transaction

Team management

Manage account access and control team expenses from the unified interface

  • Issue, top up or limit cards for employees in a few clicks
  • Provide limited or unlimited access for external accountant
  • Generate bulk export of documents and transaction data

You're never on your own

Get to know your personal account manager who's always by your side

  • Dedicated help in sorting out international payments subtleties
  • Assistance via phone, chat, or email, response time <1 minute
  • Careful transfer documents check done by the real person, not the machine

Join the ranks of over 100,000 happy clients all across Europe attesting to our responsiveness

Faced any challenges opening a business account? — We're here to find a solution

Streamlined daily operations

And accounting-ready data export made in few clicks

  • Track your expenses, collect and store documents
  • Customize your reports and categorize transactions
  • Get VAT extraction automated

Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Corporate

For larger businesses requiring advanced features, higher limits, and greater flexibility

€ 149

/ month

excl. VAT

€ 119

/ month

excl. VAT

You save € 360

Apply now
Recommended

Enterprise

The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities

€ 339

/ month

excl. VAT

€ 249

/ month

excl. VAT

You save € 1,080

Apply now

Business account

Business account

Users included

10

Users included

15

Multiaccounts

Multiaccounts

Cashback

unlimited cashback up to 0,5%

Cashback

unlimited cashback up to 1%

Dedicated Account Manager

Dedicated Account Manager

Accounting & Invoicing

Accounting & Invoicing

Accountant access

Accountant access

Smart Invoicing

Smart Invoicing

Reconciliation of invoices and receipts

Reconciliation of invoices and receipts

Recognition of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

VISA physical & virtual cards

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

0,5 %

Outgoing international payments

0,3 %

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Custom

Customize your plan and unlock exclusive benefits with Finom:

  • Set personalized limits
  • Tailor your international payments
  • Enjoy the highest cashback rates
  • Handle unpredictable inquiries with ease
Contact our team
Compare plans

Achieve your financial superpower

Open an account in minutes for a lifetime of business possibilities worldwide

Open account

Security is our top priority

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

Explore streamlined finance for sustainable success

Book a personalized demo and discover how our business payment solution transforms and accelerates your financial processes.

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