Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Corporate

For larger businesses requiring advanced features, higher limits, and greater flexibility

149

/ month

excl. VAT

119

/ month

excl. VAT

You save 360

Apply now

Business account

Users included

10

Multiaccounts

Cashback

unlimited cashback up to 0,5 %

Dedicated Account Manager

Accounting & Invoicing

Accountant access

Smart Invoicing

Reconciliation of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

0

SEPA transaction fee

0

VISA physical & virtual cards

Physical card monthly maintenance

0

International payments (in&out)

5

Outgoing international payments

0,5 %

Scheduled payments

Bulk payments

All-in-one Business Platform

Plans

Corporate

149/ month 119/ month excl. VAT

You save 360

Apply now

Enterprise

339/ month 249/ month excl. VAT

You save 1,080

Apply now
Business Account
Personal IBAN (unique account number for global transfers)
Multiaccounts
Cashback
unlimited cashback up to 0,5 %
unlimited cashback up to 1 %
Users included
10
15
Monthly fee for extra team member
15
15
Dedicated Account Manager
Accounting & Invoicing
Reconciliation of invoices and receipts
Recognition of invoices and receipts
Fee per recognized document (free while beta)
0
0
Role and user management
Visual analytics of income and expenses
Customization of invoice templates
Provided by Finom PaymentsSEPA payments
Transfers between Finom's users in a few seconds
Outgoing SEPA transfers
0
0
Extra SEPA OUT & Direct Debit transfers (per month)
0,1 % after 200,000
0 %
SEPA Instant transfers
0 - 500
0
0
500 - 2,000
0
0
2,000+
0
0
Decline of Direct Debit
5
5
Scheduled payments
Bulk payments
Card payments
Physical VISA card issuance per user
3
3
Monthly card payment limit
100,000
100,000
Monthly ATM withdrawal limit
5,000
5,000
Card payments in foreign currency (non-EUR)
0 - 500
0 %
0 %
500 - 1,000
1 %
1 %
1,000+
1 %
1 %
ATM withdrawals in foreign currency (non-EUR)
1 %
1 %
Card payments for certain MCCs (%, minimum 1)
0 - 500
1 %
1 %
500 - 2,500
1 %
1 %
2,500 - 5,000
2 %
2 %
5,000+
3 %
3 %
ATM withdrawal amounts (applicable for all cards)
0 - 500
0 %
0 %
500 - 2,000
0 %
0 %
2,000 - 5,000
3 %
3 %
5,000 - 10,000
5 %
5 %
10,000+
8 %
8 %
Monthly fee for physical VISA card
0
0
Monthly fee for the inactive physical card
1
1
Virtual VISA card issuance
Monthly fee for virtual VISA Card
0
0
Monthly fee for the inactive virtual card
0
0
International payments
Outgoing international payments (fee per payment)
5
5
Incoming international payments (fee per payment)
5
5
Fee for the volume of outgoing international payments
0,5 %
0,3 %
Coverage of the International transfer cost, optional
35
35
Additional fees for special services
Monthly fee for extra wallet
15 after 10
15 after 15
Express delivery of Finom Card
15
15
Reference letter fee for business
80
80
Business Account Closure Refund Processing Fee
5
5
Recall of outgoing SEPA SCT
15
15
Inquiry on SEPA SCT (Payment Investigation)
15
15
Recall of international payments
60
60
Outgoing payment investigation
45
45
Incoming payment investigation
50
50
Fee for providing MT103
20
20
Fee for MT199 request
45
45
Audit confirmation statement
100
100
Refusal to redeem an authorized direct debit due to insufficient account balance
1
1
Unarranged negative balance on Finom Business Account
1 per day
1 per day
Dunning letter (per letter)
5
5
Card dispute for an authorised transaction (per transaction)
30
30
Administrating irregularities applied to the Finom Business Account
25
25
Personal account manager
Onboarding fee
Applied individually
Applied individually
Compliance fee
Applied individually
Applied individually

Please note that certain services are directly provided to you by a payment institution. Finom charges you for the platform services.

For our detailed price list, download PDF here

FAQ

  • Is entering payment details required for a trial?

    No, Finom offers a free trial for one month, and you can start without providing payment details. You can cancel anytime during the trial period without being charged.
  • Can I cancel my subscription at any time?

    You can cancel your subscription at any time. However, if you’ve paid for a full year and choose to cancel before the year ends, we cannot refund the cost of the unused months. For more details, please refer to our Terms and Conditions.
  • What payment methods are supported?

    Finom supports several payment methods, including SEPA transfers, card payments, and more. The specific methods vary depending on the region.
  • Can I switch to another plan at any time?

    If you pay monthly and switch plans, your new plan will take effect after your current subscription ends, at the end of the month. If you pay yearly, your new plan will begin once your current subscription expires, at the end of the year.
  • How quickly can I get help with technical issues?

    Finom provides customer support on weekdays from 9am to 6pm CET. Additionally, it offers a wide range of self-service resources, including articles and FAQs in its Help Center.
  • In what cases is a refund for the subscription possible?

    Finom’s refund policies depend on the situation and are typically covered by the customer service team. It's best to contact them directly for specific refund requests.
  • Can I create a custom plan if my business requires unique features?

    Finom offers various tailored subscription options, including 'Corporate' and 'Enterprise' plans that can be adjusted based on specific needs.