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No. 1 business account with e-invoicing

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Fast. Reliable. Effortless.

Effect your payments and control expenses

  • Italian IBAN in 24 hours

  • International payments

  • Personal assistance in minutes

  • Up to 3% cashback

Hassle-free IBAN

No messy paperwork — experience unparalleled conditions available in the market

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Unmatched FX rates
Account opening fully online
Fully functional Solo account
Easily pay F24, PagoPA and MAV/RAV
Bulk payment processing
Your funds are safeguarded

Your accountant will love Finom

Spend less time on paperwork and more on your business. Give access to your accountant, and we'll handle the rest.

  • Easy access for your accountant

  • Built-ine-invoicing

  • Accounting software integrations

Join 100K+ users across Europe doing business the easy way

From solopreneurs to scaleups – whatever your size, Finom fits

Make payments easily

Free physical and virtual cards for you and your employees

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Pay anywhere

with ApplePay or GooglePay

Exceptional up to
cashback

Transfers & Direct Debits

Up to € 5 000

monthly ATM withdrawal limit

International payments to 150+ countries

Debit cards that simplify your business

  • Get up to 3% cashback on all payments

  • Enjoy tax benefits when paying by card

  • Scan receipts and match them with transactions

  • Set limits for each card and control spending in real-time

  • Withdraw up to €5,000 from any European ATM

  • Unlock extra privileges with our premium cards (coming soon)

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Customers love Finom

Fully online account opening

via smartphone or desktop

Receive payments faster

Get paid 20%+ faster with the built-in invoicing solution

  • Automated payment notifications

  • One-click payment link

  • Invoice issuance in just 60 seconds

  • Invoices in different currencies and languages

Manage your finances

Track your income and expenses in real time

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Enjoy full visibility in customizable dashboard
Transactions tracking

with real-time notifications

Issue, top-up or limit cards for employees in clicks
Automated VAT extraction
Take a picture and attach bills with a tap

Pay your taxes and social contributions easily

Effortlessly manage your F24, MAV/RAV, and PagoPA payments

  • F24 Ordinario/Accise

    Paying taxes has never been easier – the form is clear and convenient

  • PagoPA

    Coming soon

    Pay taxes and fees quickly and hassle-free

  • MAV/RAV

    Coming soon

    Enter the data from the payment slip and send money in seconds

Running an international business?

Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees

Learn more

Currencies exchange at great rates

Manage money in different currencies with no restrictions or fees
Low fees for all global payments in
countries
Fast and secure transfers & Direct Debits

All your business finances in one place

Don’t switch between your banks looking for best billing terms!

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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Solo

For freelancers who need simple, essential features

You save € 48

Basic

For individual entrepreneurs and companies looking to scale their business

You save € 96

Smart

Save 20% with 6-month or annual plan
For growing businesses that need advanced features to manage their increasing operations

€ 0 / month€ 0 / monthOpen account

excl. VAT

€ 21 / month€ 17 / monthStart trial

excl. VAT

€ 45 / month€ 37 / monthStart trial

Business account

Business account

Business account

Users included

1

Users included

2

Users included

Cashback

0 %

Cashback

1 %

Cashback

3 %

AI Assistant 

AI Assistant 

AI Assistant 

Chat support

Up to 1 business day

Chat support

Up to 3 hours

Chat support

Up to 3 minutes

Account Manager

Account Manager

Account Manager

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Personal IBAN (unique account number for global transfers)

Free outgoing SEPA transfers

€ 2.500

Free outgoing SEPA transfers

€ 25.000

Free outgoing SEPA transfers

€ 50.000

Free VISA physical cards per user 

0

Free VISA physical cards per user 

1

Free VISA physical cards per user 

3

Free VISA virtual cards per user 

1

Free VISA virtual cards per user 

3

Free VISA virtual cards per user 

10

Outgoing international payments

1 %

Outgoing international payments

0.50 %

Outgoing international payments

0.40 %

Role and user management

Role and user management

Role and user management

Scheduled payments

Scheduled payments

Scheduled payments

Bulk payments

Bulk payments

Bulk payments

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Security is our top priority

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • Reliable partners

    To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds

  • Safeguarded funds: unlimited

    We have a separate Safeguarding Foundation supervised by the DNB to manage your money

  • Passkeys and 3D Secure

    Your money is protected with secure passwordless authentication and single-use passwords

Learn more

Customer support, providing real-time care

Help is just a click away
Interactive Help Center available 24 hours
Fast response time

Contact us on e-mail: [email protected]