A touch of magic to your finances

Banking, invoicing and expense management for freelancers.

Open account

€0 per month

Start with fully functional free Solo plan

3% cashback

Spend anywhere and receive the highest on the market rebate

Secure

Your money is protected by online security standards

Easy integration

Fast and reliable integrations with other financial services

Finom is more than just bank

Banking

Italian IBAN for freelancers

  • Opened in 48 hours online via smartphone or desktop
  • Starting from 0€ per month for a fully functional plan
  • No hidden commissions or fees
Learn more

Cards

Physical and instantly issued virtual cards for you and your team

  • Up to 3% cashback on every transaction
  • Up to 10 000€ ATM withdrawal limit per card
  • Google Play
Learn more

Invoicing

Simple, powerful — built to get you paid twice as fast

  • Shared in seconds via email or messenger
  • One-click payment link in every invoice you send
  • Customers are reminded on overdue payments with smart notifications
Learn more

Expense Management

Get personal and team expenses in control and keep your books tidy

  • Issue, top-up or limit cards for employees in clicks
  • Get employees receipts uploaded with just a camera tap
  • Bulk export of documents and transactions data
Learn more

Empower your
business

Say goodbye to bureucracy and lines in banks. Open account with Finom and feel free to do your business efficiently.

Open account

All-in-one solution for Freelancers

Maximize the value of your money and simplify your life

  • Open IBAN in 10 minutes
  • Create invoice in 60 secs with web or mobile
  • Be compliant with the new e-invoicing regulations in Italy

Stop overpaying banks

Get a special offer with FINOM — 6 months free on a Start plan!
Enjoy 1 month free trial* for all the other extended plans

Plan

Price

Solo

5,00 €7,00 €

/month (excl. VAT) you save 24,00 €

One month free, cancel anytime

Start

0,00 €*

15,00 €21,00 €

*Six months free, cancel anytime

Cashback

0%

2%

ATM withdrawal limits

1 000,00 €

3 000,00 €

Monthly fee for extended ATM withdrawal limit

15,00 €

10,00 €

Invoicing per month (paid annually)

0,00 €

4,99 €

Invoicing per month (paid monthly)

0,00 €

6,99 €

Maximum users

1

2

Total wallets (Accounts)

1

2

Physical cards included

1

2

Virtual cards included

1

2

In/out SEPA transfers

50

100

Included in plan

Italian IBAN

Accounting software integrations

Outgoing e-Invoices per month

50

100

Credit notes

Bank accounts connected through multi-banking

All transactions history in smart dashboards

What you get with FINOM

  • IBAN in just 48 hours
  • Free physical & virtual cards
  • Up to 3% cashback
  • Google Pay
  • Simple yet powerful invoicing
  • Expense management solution
  • In-cloud Document storage

Security First

  • Industry compliant

    Payment Card Industry Data Security Standards compliant

  • GDPR Compliance

    Our servers are protected and hosted in the European Union

  • TLS protocol

    Data encryption prevents it from being stolen or intercepted

  • 3D Secure

    Confirm each online card transaction with a unique one-time password

Customer support with real-time care

  • Dedicated phone or video support
  • Response time less than 1 minute
  • Interactive Help Center available 24 hours

Contact us on e-mail: [email protected]