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Promo rate for local payments via domestic payment schemes

Finom usually charges fixed and percentage-based fees on outgoing international transfers. However, during the period specified below (the “Promo Period”), Finom is waiving the percentage-based fees for certain qualifying transactions (the “Eligible Payment Transactions”) made in specific currencies (the “Eligible Currencies”). Instead, you’ll only be charged a simple, fixed fee (“Promo Rate”).

Please note, this offer is a limited-time opportunity, as detailed in these promo terms (“Promo Terms”). It is only available to a customer who meets Finom’s eligibility criteria (“Eligible Customer”) with a qualifying subscription (“Eligible Subscription”) who processes Eligible Payments Transactions in Eligible Currencies during the Promo Period.

Finom offers this promotion entirely at its discretion and can change or end it at any time. The general TERMS & CONDITIONS apply. Capitalized terms used herein have the meanings defined in the TERMS & CONDITIONS. If there is any conflict between these Promo Terms and the TERMS & CONDITIONS, these Promo Terms will take precedence.

Finom

PNL Fintech B.V., Jachthavenweg 109 H, 1081 KM Amsterdam, the Netherlands.

The promo rate

If you are an Eligible Customer with an Eligible Subscription, executing an Eligible Payment Transaction in an Eligible Currency during the Promo Period, you will be charged the following simple Promo Rate:

  • “Basic”: 0% fee on the total volume of your local payments made via domestic payment schemes plus a €5 fixed fee.
  • “Smart”: 0% fee on the total volume of your local payments made via domestic payment schemes plus a €5 fixed fee.
  • “Pro”: 0% fee on the total volume of your local payments made via domestic payment schemes plus a €5 fixed fee.
  • “Grow”: 0% fee on the total volume of your local payments made via domestic payment schemes plus a €5 fixed fee.

What counts as an eligible payment transaction?

A Payment Transaction qualifies for the Promo Rate only if it meets all of these criteria:

  • It must be an outgoing transfer.
  • The transfer must use domestic payment schemes. Transfers sent through SEPA, SWIFT, or other international networks are specifically excluded.
  • The transfer must be made in an Eligible Currency, and the currency must match the destination country’s legal tender.

To receive these local payments, the person or business you are sending money to (the beneficiary) must provide national account details.

Who is an eligible customer?

An Eligible Customer is a Finom User who is acting in a professional or business capacity and holds an Eligible Subscription.

What are the eligible currencies?

USD, GBP, CHF, CZK, DKK, HUF, NOK, PLN and RON

What is an eligible subscription?

“Basic”, “Smart”, “Pro”, or “Grow” subscription plans as offered during the Promo Period and in accordance with the TERMS & CONDITIONS.

What is the promo period?

The offer is valid from May 12th, 2026, until August 11th, 2026, at 23:59 CET.

Can I transfer this offer?

No. This special Promo is only for the Eligible Customer and cannot be shared or transferred to any other person.

What happens when the promo ends?

Once the Promo Period expires, Finom reserves the right to immediately begin applying the standard pricing for outgoing international transfers (i.e. percentage fees on outgoing volume and fixed fees) to all your outgoing transfers, whether they are processed through local payment schemes or international networks.