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Business cards designed to grow with you

From your first transaction to your hundredth thousand. Three cards, one financial platform, and a tier that fits whatever stage you're at.

Order card

Business cards designed to grow with you

From your first transaction to your hundredth thousand. Three cards, one financial platform, and a tier that fits whatever stage you're at.

Order card

Business cards designed to grow with you

From your first transaction to your hundredth thousand. Three cards, one financial platform, and a tier that fits whatever stage you're at.

Order card

Built for the way businesses actually work

Spend control

Custom limits, instant freezing, individual spend categories

Cashback on every plan

Get real euros back on your account with each purchase

Apple Pay & Google Pay

Every Finom card works with mobile wallets out of the box

Built for Europe

Local IBAN, local compliance, multi-currency support, fast transfers

Built for the way businesses actually work

Spend control

Custom limits, instant freezing, individual spend categories

Cashback on every plan

Get real euros back on your account with each purchase

Apple Pay & Google Pay

Every Finom card works with mobile wallets out of the box

Built for Europe

Local IBAN, local compliance, multi-currency support, fast transfers

Built for the way businesses actually work

Spend control

Custom limits, instant freezing, individual spend categories

Cashback on every plan

Get real euros back on your account with each purchase

Apple Pay & Google Pay

Every Finom card works with mobile wallets out of the box

Built for Europe

Local IBAN, local compliance, multi-currency support, fast transfers

The right card for every business

Cards

Standard

Explore

Prime

Explore

Metal

Explore

Material

Plastic

Plastic, premium finish

Black metal (18g)

Price

Included in your plan

€9.99/month add-on

Included in Grow and Custom €29.99/month add-on for Pro

Card cashback

Up to 1% cashback

(varies by plan)

1% cashback

(max payout €1,000/month), plus your plan cashback

1.2% cashback

(max payout €5,000/month), plus your plan cashback

FX markup-free card spend

Up to €1,000/month

(varies by plan)

Up to €20,000/month

Up to €100,000/month

Airport lounge

—

2 visits per quarter

1 visit per month

Airport fast-track

—

1 pass per month

2 passes per month

eSIM data

—

1 package of 1 GB per month

2 packages of 1 GB per month

Express delivery

—

Included

Included

Apple Pay / Google Pay

Mobile + web controls

The right card for every business

Cards

Standard

Prime

Metal

Standard

Explore

Material

Plastic

Price

Included in your plan

Card cashback

Up to 1% cashback

(varies by plan)

FX markup-free card spend

Up to €1,000/month

(varies by plan)

Airport lounge

—

Airport fast-track

—

eSIM data

—

Express delivery

—

Apple Pay / Google Pay

Mobile + web controls

The right card for every business

Cards

Standard

Explore

Prime

Explore

Metal

Explore

Material

Plastic

Plastic, premium finish

Black metal (18g)

Price

Included in your plan

€9.99/month add-on

Included in Grow and Custom €29.99/month add-on for Pro

Card cashback

Up to 1% cashback

(varies by plan)

1% cashback

(max payout €1,000/month), plus your plan cashback

1.2% cashback

(max payout €5,000/month), plus your plan cashback

FX markup-free card spend

Up to €1,000/month

(varies by plan)

Up to €20,000/month

Up to €100,000/month

Airport lounge

—

2 visits per quarter

1 visit per month

Airport fast-track

—

1 pass per month

2 passes per month

eSIM data

—

1 package of 1 GB per month

2 packages of 1 GB per month

Express delivery

—

Included

Included

Apple Pay / Google Pay

Mobile + web controls

Find your business debit card

Scale up as you grow and maximise your benefits

I’m just getting started

Try Standard

Standard covers the essentials every new founder needs. Get a free card that helps you stay focused on your business and earn cashback on every purchase.

I manage €5k–€10k/month card spend & travel

Try Prime

Prime is a comprehensive card built for growing businesses. Take your company further with higher cashback rates, more FX markup-free spend, and travel perks.

I operate globally — €10k+/month card spend, frequent travel

Try Metal

For founders and executives at scale, Metal delivers top-tier cashback, maximum FX markup-free spend, premium travel perks, and an 18g metal card that leaves an impression.

Find your business debit card

Scale up as you grow and maximise your benefits

I’m just getting started

Try Standard

Standard covers the essentials every new founder needs. Get a free card that helps you stay focused on your business and earn cashback on every purchase.

I manage €5k–€10k/month card spend & travel

Try Prime

Prime is a comprehensive card built for growing businesses. Take your company further with higher cashback rates, more FX markup-free spend, and travel perks.

I operate globally — €10k+/month card spend, frequent travel

Try Metal

For founders and executives at scale, Metal delivers top-tier cashback, maximum FX markup-free spend, premium travel perks, and an 18g metal card that leaves an impression.

Find your business debit card

Scale up as you grow and maximise your benefits

I’m just getting started

Try Standard

Standard covers the essentials every new founder needs. Get a free card that helps you stay focused on your business and earn cashback on every purchase.

I manage €5k–€10k/month card spend & travel

Try Prime

Prime is a comprehensive card built for growing businesses. Take your company further with higher cashback rates, more FX markup-free spend, and travel perks.

I operate globally — €10k+/month card spend, frequent travel

Try Metal

For founders and executives at scale, Metal delivers top-tier cashback, maximum FX markup-free spend, premium travel perks, and an 18g metal card that leaves an impression.

Virtual cards

Issue virtual cards instantly for online purchases and subscriptions

Set a limit, use it once, freeze it – or keep it for a specific purpose

Available across every plan

Team cards

Issue virtual or physical cards for your entire team

Set individual limits, freeze and unfreeze in seconds

Simplify your bookkeeping and reconciliation

Virtual cards

Issue virtual cards instantly for online purchases and subscriptions

Set a limit, use it once, freeze it – or keep it for a specific purpose

Available across every plan

Team cards

Issue virtual or physical cards for your entire team

Set individual limits, freeze and unfreeze in seconds

Simplify your bookkeeping and reconciliation

Virtual cards

Issue virtual cards instantly for online purchases and subscriptions

Set a limit, use it once, freeze it – or keep it for a specific purpose

Available across every plan

Team cards

Issue virtual or physical cards for your entire team

Set individual limits, freeze and unfreeze in seconds

Simplify your bookkeeping and reconciliation

One platform for your financial management

An all-in-one business account with a local IBAN, opened online in minutes

Invoicing

Create, send, store invoices, and send payment reminders automatically

Multi-currency payments

Send and receive payments in multiple currencies – even better with Metal's €100k/month allowance

Secure and compliant

Finom is a regulated European, GDPR-compliant company. Your data is protected at all times

Accounting integrations

Sync with DATEV, Lexoffice, and the tools your accountant already uses. Spend less time on reconciliatio

One platform for your financial management

An all-in-one business account with a local IBAN, opened online in minutes

Invoicing

Create, send, store invoices, and send payment reminders automatically

Multi-currency payments

Send and receive payments in multiple currencies – even better with Metal's €100k/month allowance

Secure and compliant

Finom is a regulated European, GDPR-compliant company. Your data is protected at all times

Accounting integrations

Sync with DATEV, Lexoffice, and the tools your accountant already uses. Spend less time on reconciliatio

One platform for your financial management

An all-in-one business account with a local IBAN, opened online in minutes

Invoicing

Create, send, store invoices, and send payment reminders automatically

Multi-currency payments

Send and receive payments in multiple currencies – even better with Metal's €100k/month allowance

Secure and compliant

Finom is a regulated European, GDPR-compliant company. Your data is protected at all times

Accounting integrations

Sync with DATEV, Lexoffice, and the tools your accountant already uses. Spend less time on reconciliatio

FAQ

  • What's the difference between Finoms Standard, Prime and Metal?

    Standard is included with your Finom plan and covers everyday business goals. Prime is for growing businesses: higher cashback, higher FX-markup-free card spend allowance and basic travel benefits. Metal is for businesses operating at scale: it comes with the highest cashback rate, a €100k/month FX-markup-free card spend allowance, and a premium travel package.

  • How do I get cashback on my Finom card?

  • How does the FX allowance work?

  • Can I issue cards to my team?

  • What's a virtual card and when should I use one?

  • Can I upgrade or downgrade my card later?

  • Are Finom cards debit or credit cards?

  • What plan do I need to access Prime or Metal?

  • What's a business Metal card?

FAQ

  • What's the difference between Finoms Standard, Prime and Metal?

    Standard is included with your Finom plan and covers everyday business goals. Prime is for growing businesses: higher cashback, higher FX-markup-free card spend allowance and basic travel benefits. Metal is for businesses operating at scale: it comes with the highest cashback rate, a €100k/month FX-markup-free card spend allowance, and a premium travel package.

  • How do I get cashback on my Finom card?

  • How does the FX allowance work?

  • Can I issue cards to my team?

  • What's a virtual card and when should I use one?

  • Can I upgrade or downgrade my card later?

  • Are Finom cards debit or credit cards?

  • What plan do I need to access Prime or Metal?

  • What's a business Metal card?

FAQ

  • What's the difference between Finoms Standard, Prime and Metal?

    Standard is included with your Finom plan and covers everyday business goals. Prime is for growing businesses: higher cashback, higher FX-markup-free card spend allowance and basic travel benefits. Metal is for businesses operating at scale: it comes with the highest cashback rate, a €100k/month FX-markup-free card spend allowance, and a premium travel package.

  • How do I get cashback on my Finom card?

  • How does the FX allowance work?

  • Can I issue cards to my team?

  • What's a virtual card and when should I use one?

  • Can I upgrade or downgrade my card later?

  • Are Finom cards debit or credit cards?

  • What plan do I need to access Prime or Metal?

  • What's a business Metal card?