Business account for freelancers
Get essential financial features to manage your business
- Free of charge at €0
- Simplified tax returns
- Accounting and invoicing tools
- Worldwide transfers
- Cash withdrawal
Smart business account fully online
Flexible account for entrepreneurs with a free trial period
- Dutch IBAN in less than 24 hours
- Business account price from 0 €, flexible and expandable
- Free physical and virtual cards with cashback of up to 3%
- Free SEPA transfers and invoicing
- Integration with Sage, NetSuite, Odoo and other services
Find the right plan for your business
Compare features and choose the best fit for your needs
Business account for companies
Maximize business efficiency with tools tailored for small teams
- Accounting integrations
- Powerful invoicing tools
- SEPA real-time transfers
- Cashback
- For all legal entities
Business account for enterprises
Enjoy comprehensive financial solutions for you and your employees
- Low, transparent fees
- Expense management
- Up to €5,000 in ATM withdrawal limit
- Debit business cards
- For all legal entities
Get expert financial tools for your business
Enjoy fast and easy registration
The account opening has never been easier. Get started with zero paperwork, long waits, or queues – open an account online with an ID and company documents only
Use our convenient app
Use your account on the go: manage your finances, complete transactions, get account statements, and send invoices via app anytime, anywhere
Get support when needed
Our customer care team is at your disposal 7 days a week. Simply leave us a message, and our support specialists will help you within a few minutes
Secure your funds
Your business account is 100% secure. Our servers are located in the EU, we use safe encryption methods, and protect your data with highest industry standards
Customers love Finom
Link your bank accounts to Finom
Connect all your other online banking accounts to Finom. Access all your wallets, transactions, account statements, and tax assessments across several banks on a single platform. You can even delete those bank apps altogether
Control your spending flow
Use your business account to manage team expenses and enhance your financial planning
- Empower your employees with debit cards for any purpose
- Set individual limits and spending policies
- Authorize teammates to use the account if you need
- Enjoy real-time expenses tracking in customizable dashboards
- Get insights on the money flow and your business account balance
How to open a Finom business account?
Open online in less than 15 minutes and enjoy your new business account with one of Europe’s smartest and fastest financial services. No hidden commissions.
- 1Sign up with your email address
- 2Provide your company details
- 3Verify your ID card and foundational documents with just a few clocks
- 4Complete the application and install our app
- Done! Your account is ready to use
Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
Solo
For freelancers and new entrepreneurs who need simple, essential features
€ 0€ 0
Start/ month
/ month
Recommended
Basic
For individual entrepreneurs and companies looking to scale their business
€ 17€ 14
30-day trial/ month
excl. VAT
/ month
excl. VAT
You save € 36
Smart
Save 20% – 6 months monthly, 12 annual
For growing businesses that need advanced features to manage their increasing operations
€ 40€ 34
30-day trial/ month
excl. VAT
/ month
excl. VAT
You save € 72
Business account
Business account
Business account
Users included
1
Users included
2
Users included
Cashback
0 %
Cashback
1 %
Cashback
3 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 1 business day
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 2.500
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free VISA physical cards per user
0
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA virtual cards per user
1
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Outgoing international transfers
1 %
Outgoing international transfers
0.50 %
Outgoing international transfers
0.40 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Basic
For individual entrepreneurs and companies looking to scale their business
€ 17€ 14
30-day trial/ month
excl. VAT
/ month
excl. VAT
You save € 36
Recommended
Smart
Save 20% – 6 months monthly, 12 annual
For growing businesses that need advanced features to manage their increasing operations
€ 40€ 34
30-day trial/ month
excl. VAT
/ month
excl. VAT
You save € 72
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
€ 149€ 119
Apply now/ month
excl. VAT
/ month
excl. VAT
You save € 360
Business account
Business account
Business account
Users included
2
Users included
Users included
Cashback
1 %
Cashback
3 %
Cashback
unlimited cashback up to 0,5 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Account Manager Team
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free outgoing SEPA transfers
€ 100.000
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Free VISA virtual cards per user
Outgoing international transfers
0.50 %
Outgoing international transfers
0.40 %
Outgoing international transfers
0.20 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
€ 149€ 119
Apply now/ month
excl. VAT
/ month
excl. VAT
You save € 360
Recommended
Grow
The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities
€ 339€ 249
Apply now/ month
excl. VAT
/ month
excl. VAT
You save € 1.080
Business account
Business account
Users included
Users included
Cashback
unlimited cashback up to 0,5 %
Cashback
unlimited cashback up to 1 %
AI Assistant
AI Assistant
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager Team
Account Manager
Dedicated Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 100.000
Free outgoing SEPA transfers
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international transfers
0.20 %
Outgoing international transfers
0.10 %
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Custom
Customize your plan and unlock exclusive benefits with Finom:
- Set personalized limits
- Tailor your international payments
- Enjoy the highest cashback rates
- Handle unpredictable inquiries with ease
What you get with Finom
IBAN, opened fully online
Simple yet powerful invoicing
Free physical & virtual cards
Up to 3% cashback
Apple Pay & Google Pay
Accounting software integration
Expense management solution
Special offers from our partners New
In-cloud Document storage
Security is our top priority
Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds
Customer support, providing real-time care
Help is just a click away
Fast response time
Interactive Help Center available 24 hours
24/7
Contact us on e-mail: [email protected]
