Go beyond the ordinary business account

Digital platform for entrepreneurs and SMEs

Open account

European IBAN

Opened fully online. No hidden commisions. Up to 3% cashback.

Free physical & virtual cards

Issue multiple free VISA debit cards for you and your team, 0% commission

ATM withdrawal limit up to € 10 000 per card
Issue, limit, top up or block in a single click
Pay on the go with Apple Pay & Google Pay

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Wisely manage your finances with multiple wallets

Each wallet for the specific expense item. No more accidental spending of money you set aside

Effortlessly create wallets in seconds
Instantly transfer funds between wallets
Easily track your expenses by each wallet

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Business without constraints

Start as low as 0€ for a fully functional European IBAN account.

Team management made easy

Manage account access and control team expenses from the unified interface

Issue, top up or limit cards for employees in a few clicks
Enjoy full visibility in customizable dashboard
Provide limited or unlimited access for external accountant

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All your bank accounts brought together in one place

Instantly link any of your bank accounts to Finom and get access to the unified financial data. Find balances, transactions and contractors data in a single interface on mobile and desktop

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Finom pricing and plans

Subscription plans at a fair cost tailored to fit your business.

Paid Yearly-20%Paid monthly

Solo

For freelancers and new entrepreneurs who need simple, essential features

€ 0

/ month

€ 0

/ month

Start

Recommended

Start

For growing businesses that need advanced features to manage their increasing operations

€ 17

/ month

€ 14

/ month

You save € 36

30-day trial

Premium

For individual entrepreneurs and companies looking to scale their business with enhanced tools and higher limits

€ 34

/ month

€ 28

/ month

You save € 72

30-day trial

Business account

Users included

Multiaccounts

Cashback

0 %

Cashback

2 %

Cashback

3 %

Dedicated Account Manager

Accounting & Invoicing

Accountant access

Smart Invoicing

Reconciliation of invoices and receipts

Recognition of invoices and receipts

30+ accounting integrations

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Payment Solutions

Provided by Finom Payments

Personal IBAN (unique account number for global transfers)

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

Transfers between Finom users

€ 0

SEPA transaction fee

€ 2

SEPA transaction fee

€ 0

SEPA transaction fee

€ 0

VISA physical & virtual cards

Physical card monthly maintenance

€ 3

Physical card monthly maintenance

€ 0

Physical card monthly maintenance

€ 0

International payments (in&out)

€ 5

International payments (in&out)

€ 5

International payments (in&out)

€ 5

Outgoing international payments

2 %

Outgoing international payments

0,9 %

Outgoing international payments

0,8 %

Scheduled payments

Bulk payments

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Security is our top priority

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Safeguarded funds: unlimited
We have a separate Safeguarding Foundation supervised by the DNB to manage your money
Passkeys and 3D Secure
Your money is protected with secure passwordless authentication and single-use passwords
GDPR Compliance
Our servers are protected and hosted in the European Union
Reliable partners
To minimize risks, we’ve partnered with one of the largest multinational banks, BNP Paribas, to hold your funds