All-in-one Business Platform
Users included
10
15
Personal account manager
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Additional fees for services
Provided by Finom
Monthly fee for extra team member
15 € after 10 team members
15 € after 15 team members
Fee per recognized document
Administrating irregularities
100 €
100 €
Provided by Finom Payments
IBAN for global transfers
Physical VISA card issuance (up to 3 per user)
Physical VISA cards for business owners
0 €
0 €
Physical VISA cards for team members
0 €
0 €
Physical VISA card reissuance
0 €
0 €
Monthly fee for the inactive physical card
0 €
0 €
Virtual VISA card issuance (unlimited)
Virtual VISA cards for team members
0 €
0 €
Monthly fee for the inactive virtual card
0 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
Card payment limit per card (per month)
100 000 €
200 000 €
Card payments in foreign currency (non-EUR)
1%
1%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
0%
0%
€ 500 - € 2,500
0%
0%
€ 2,500 - € 5,000
1%
1%
€ 5,000+
2%
2%
Extension of ATM withdrawal limit up to € 10 000 (paid per month)
0 €
0 €
Fee for ATM withdrawal amounts (applicable for all cards)
€ 0 - € 2,000
0%
0%
€ 2,000 - € 5,000
1%
1%
€ 5,000 - € 10,000
5%
5%
€ 10,000+
7%
7%
Fee for extra ATM withdrawal (applicable for all cards)
2 € after 15 withdrawals
2 € after 15 withdrawals
Fee for ATM withdrawals in foreign currency (non-EUR)
1%
1%
Monthly fee for extra wallet
15 € after 10 wallets
15 € after 15 wallets
Fee for extra in/out SEPA transfers & Direct Debits
0 €
0 €
Fee for extra SEPA OUT & Direct Debit transfers (per month)
0,1% after 200 000 €
0%
Decline of Direct Debit
5 €
5 €
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
€ 500 — € 2,000
3 €
3 €
€ 2,000+
5 €
5 €
Transfers between Finom's users in a few seconds
0 €
0 €
Outgoing international payments (fee per payment)
5 €
5 €
Incoming international payments (fee per payment)
5 €
5 €
Fee for exceeding monthly free volume of international payments
0,5%
0,3%
Fee for coverage of the International transfer cost, optional
25 €
25 €
Processing bulk payments
Scheduled payments
Repeat payment
Additional fees for special services
Provided by Finom
Express delivery of Finom Card
30 €
30 €
Provided by Finom Payments
Recall of outgoing SEPA SCT
15 €
15 €
Inquiry on SEPA SCT (Payment Investigation)
15 €
15 €
Recall of international payment
60 €
60 €
Outgoing payment investigation
45 €
45 €
Incoming payment investigation
50 €
50 €
Fee for providing MT103
45 €
45 €
Fee for MT199 request
45 €
45 €
Audit confirmation statement
100 €
100 €
Unarranged negative balance on Finom Business Account
1 € per day
1 € per day
Dunning letter (per letter)
5 €
5 €
Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)
25 €
25 €
Onboarding fee
Applied individually
Applied individually
Compliance fee
Applied individually
Applied individually