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  • Who is the legal representative?

    To open your Finom Business Account, you need to be the legal representative of your company. By legal representative, we mean a natural person authorized to act on the company's behalf and authorized to perform all acts regarding general administration of the company and in accordance with its corporate purpose, for example, a CEO.

  • What documents do I need to open an account?

    Whether you are a freelancer or represent a company, opening your Finom business account only takes a few minutes.

    Don't forget that you will need: 

    • Email address and password that you used for the pre-registration (if you forgot them, click 'forgot password')
    • Have your ID or passport ready to verify your identity
    • Don't forget to keep all the information about your business next to you.
  • Can I make SEPA and other international transfers with Finom (like SWIFT or similar)?

    Yes, Finom allows you to send payments within the SEPA zone as well as international payments worldwide.

  • How can I withdraw funds from my account or make deposits into it?

    With a Finom business account, you have access to the same important services that a traditional bank account provides, such as the ability to withdraw and deposit your money from the account.

    To make a deposit to your account, you can make a transfer from your current bank account. To make a withdrawal, you can use your physical Finom card at all European ATMs. 

  • Can entrepreneurs from any country open an account?

    Currently, you can easily open a business account with Finom for companies that are based and do business in Germany, France, Italy, the Netherlands, Belgium, Spain. The legal representative (the only person who can open a business account on behalf of a company), as well as the beneficial owners, must have a valid residence permit in one of these two countries, regardless of the country of issue of his or her passport/ID card.

    We plan to add more European countries in the future. However, if you are the owner of a company based in the US or if US taxpayers have an interest in your company, we are currently unable to open a business account for you (due to the FATCA agreement).

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