European IBAN, opened fully online
International payments
Up to 3% cashback
Personal assistance in 1 minute
Hassle-free IBAN
No messy paperwork – experience unparalleled conditions available in the market
Learn moreFully online account opening
via smartphone or desktop
- Sign up in a few minutes
- Let us verify your data
- Get your account ready to use

Exceptional up to 3% cashback
On-the-go payments
with ApplePay or GooglePay
S E P A
Transfers & Direct Debits
International payments to 150+ countries
Up to € 5 000
Monthly ATM withdrawal limit
What you get with Finom
IBAN, opened fully online
Simple yet powerful invoicing
Free physical & virtual cards
Up to 3% cashback
Apple Pay & Google Pay
Accounting software integration
Expense management solution
Special offers from our partners New
In-cloud Document storage
Running an international business?
Save, exchange, spend, and receive money like a local everywhere. Enjoy worldwide transfers and transparent fees
Learn more17+ Currencies exchange at great rates
SEPA Fast and secure transfers & Direct Debits
Manage money in different currencies with no restrictions or fees
Low fees for all global payments in 150+ countries
All your business finances in one place
Don’t switch between your banks looking for best billing terms!
Learn more
Finom pricing and plans
Subscription plans at a fair cost tailored to fit your business.
Solo
For freelancers and new entrepreneurs who need simple, essential features
/ month
/ month
Basic
For individual entrepreneurs and companies looking to scale their business
/ month
excl. VAT
/ month
excl. VAT
You save € 36
Smart
Save 20% – 6 months monthly, 12 annual
For growing businesses that need advanced features to manage their increasing operations
/ month
excl. VAT
/ month
excl. VAT
You save € 72
Business account
Business account
Business account
Users included
1
Users included
2
Users included
Cashback
0 %
Cashback
1 %
Cashback
3 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 1 business day
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 2.500
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free VISA physical cards per user
0
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA virtual cards per user
1
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Outgoing international transfers
1 %
Outgoing international transfers
0.50 %
Outgoing international transfers
0.40 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Basic
For individual entrepreneurs and companies looking to scale their business
/ month
excl. VAT
/ month
excl. VAT
You save € 36
Smart
Save 20% – 6 months monthly, 12 annual
For growing businesses that need advanced features to manage their increasing operations
/ month
excl. VAT
/ month
excl. VAT
You save € 72
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
/ month
excl. VAT
/ month
excl. VAT
You save € 360
Business account
Business account
Business account
Users included
2
Users included
Users included
Cashback
1 %
Cashback
3 %
Cashback
unlimited cashback up to 0,5 %
AI Assistant
AI Assistant
AI Assistant
Chat support
Up to 3 hours
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager
Account Manager
Account Manager Team
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 25.000
Free outgoing SEPA transfers
€ 50.000
Free outgoing SEPA transfers
€ 100.000
Free VISA physical cards per user
1
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
3
Free VISA virtual cards per user
10
Free VISA virtual cards per user
Outgoing international transfers
0.50 %
Outgoing international transfers
0.40 %
Outgoing international transfers
0.20 %
Role and user management
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Bulk payments
Pro
For larger businesses requiring advanced features, higher limits, and greater flexibility
/ month
excl. VAT
/ month
excl. VAT
You save € 360
Grow
The most comprehensive package, providing the fullest range of features for large-scale businesses to leverage all account capabilities
/ month
excl. VAT
/ month
excl. VAT
You save € 1.080
Business account
Business account
Users included
Users included
Cashback
unlimited cashback up to 0,5 %
Cashback
unlimited cashback up to 1 %
AI Assistant
AI Assistant
Chat support
Up to 3 minutes
Chat support
Up to 3 minutes
Account Manager
Account Manager Team
Account Manager
Dedicated Account Manager
Payment Solutions
Provided by Finom Payments
Payment Solutions
Provided by Finom Payments
Personal IBAN (unique account number for global transfers)
Personal IBAN (unique account number for global transfers)
Free outgoing SEPA transfers
€ 100.000
Free outgoing SEPA transfers
Free VISA physical cards per user
3
Free VISA physical cards per user
3
Free VISA virtual cards per user
Free VISA virtual cards per user
Outgoing international transfers
0.20 %
Outgoing international transfers
0.10 %
Role and user management
Role and user management
Scheduled payments
Scheduled payments
Bulk payments
Bulk payments
Custom
Customize your plan and unlock exclusive benefits with Finom:
- Set personalized limits
- Tailor your international payments
- Enjoy the highest cashback rates
- Handle unpredictable inquiries with ease

Security is our top priority
Customer support, providing real-time care
Help is just a click away
Fast response time
Interactive Help Center available 24 hours
24/7
Contact us on e-mail: [email protected]