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Our API based software can be integrated and ready for use within a few weeks. All necessary API information can be found on the FINOM Developer portal

Pricing

Plan

Price

Solo

Start

Premium

Corporate

First year special offer

64,00 €

214,00 €

324,00 €

914,00 €

Including Capital Deposit

64,00 €

49,00 €

49,00 €

Free

Price per year starting second year

Free

14,00 €

29,00 €

99,00 €

General

Maximum users

1

2

5

Monthly fee for extra team member

€ 4

€ 2

€ 1

€ 0

Role and user management

Accountant access

Accounting integrations

Multi-Сompanies

Multi-banking. Connected banks

Outgoing SEPA transfers from connected banks (FREE while beta)

Business Account

IBAN for global transfers

Type of card

MasterCard Debit

MasterCard Debit

MasterCard Debit

MasterCard Debit

Physical cards included (1 per user)

1

2

5

Extra physical Card issuance fee (soon)

5,00 €

5,00 €

5,00 €

Free

Monthly fee for extra nonactive physical card

2,00 €

1,00 €

0,50 €

Free

Virtual cards included (1 per user)

1

2

5

Extra virtual card issuance fee

1,00 €

1,00 €

1,00 €

Free

Monthly fee for extra nonactive virtual card

1,00 €

0,50 €

0,25 €

Free

Cashback

0%

2% 0.25%

3% 0.30%

3% 0.30%

Limited offer until December 31, 2022

Card payment limit per card (30-day rolling period)

20 000,00 €

40 000,00 €

50 000,00 €

60 000,00 €

Card payments in EUR (except for certain MCCs)

Free

Free

Free

Free

Card payments in foreign currency (non-EUR)

2%

1.5%

0.5%

Free

Card payments for certain MCCs (%, minimum 1€)

€ 0 - € 500

1%

0%

0%

0%

€ 500 - € 2,500

2%

1%

0%

0%

€ 2,500 - € 5,000

3%

2%

1%

1%

€ 5,000+

3%

3%

3%

3%

ATM withdrawal limit per card (30-day rolling period)

500,00 €

1 500,00 €

2 000,00 €

2 000,00 €

Monthly fee for extended ATM withdrawal limit

15,00 €

10,00 €

Free

Free

Free ATM withdrawals per card (2€ per extra withdrawal)

0

5

10

20

Unlimited transaction history

Total wallets (Accounts)

1

2

3

4

Monthly fee for extra wallet

€ 4

€ 2

€ 1

€ 0.5

In/out SEPA transfers (€ 0.20 per extra transfer)

50

100

200

Transfer between FINOM's users in a few seconds

Free

Free

Free

Free

SEPA DD creditor identifier (coming soon)

49,00 €

49,00 €

49,00 €

49,00 €

Bulk payments (coming soon)

Customizable transaction categories and tags

Invoicing basic

Invoices (in/out)

Fast invoice payments by your customers (FREE while beta)

Invoices statuses tracking

Manual reconciliation of invoices and receipts

Credit notes

Customization of invoice templates

Automatic collection of documents

Invoice and receipt recognition (per doc)

2,00 €

1,50 €

1,00 €

1,00 €

Other

Add-ons

Mobile app (iOS & Android)

Invoicing API access

99% guaranteed uptime SLA

Account closure fee (incurred every day and charged once)

3,00 €

3,00 €

3,00 €

3,00 €

Visual analytics of income and expenses

Plan

Price

Solo

64,00 €64,00 €

first year

excl. VAT

then Free of charge

Start

214,00 €214,00 €

first year

excl. VAT

then 14,00 € per month, billed annually

Premium

324,00 €324,00 €

first year

excl. VAT

then 29,00 € per month, billed annually

Corporate

914,00 €914,00 €

first year

excl. VAT

then 99,00 € per month, billed annually

Capital Deposit Included

Maximum users

1

2

5

Total wallets (Accounts)

1

2

3

4

Physical cards included

1

2

5

Virtual cards included

1

2

5

ATM withdrawal limits

500,00 €

1 500,00 €

2 000,00 €

2 000,00 €

In/out SEPA transfers

50

100

200

Tabs

invoicingOnly
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Finom Cards

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Open account

Title

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Illustrations & Icons

Credit cards

Narrative card (template)

Pay on the go

Tech innovations, accessible directly from your phone. Pay with just a glance or a touch of your finger with Apple Pay and Google Pay. Available to you right away, for free.

Learn more about team

Partner promos

Contact us

Or take a look at our FAQ and Help Center

Leader cards

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification.

Amsterdam, the Netherlands.

Alyona Valovaya

Co-founder

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification.

Amsterdam, the Netherlands.

Alyona Valovaya

Co-founder

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification.

Amsterdam, the Netherlands.

Alyona Valovaya

Co-founder

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification.

Amsterdam, the Netherlands.

Alyona Valovaya

Co-founder

Switches

Steps

  1. 01

    Create cards for employees

  2. 02

    Create cards for employees

  3. 03

    Create cards for employees

  4. 04

    Create cards for employees

Checkboxes

Radio

Inputs

  • key 1
  • key 2
  • key 3